Compare Nationwide vs. Petplan Pet Insurance

What’s the difference between Nationwide Pet Insurance and Petplan Pet Insurance? See how our editors compare the two companies below.
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Nationwide Pet Insurance
8.4 / 10 - Excellent
#4 in Pet Insurance
Our Partner
Petplan Pet Insurance
8.9 / 10 - Excellent
#2 in Pet Insurance
Our Partner
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Key Facts
  • First and largest pet insurer in the US
  • Whole Pet & Wellness Plan covers spay/neuter
  • Insurers most birds and exotic pets!
  • $250 annual deductible with Unlimited Claims
  • ​Covers congenital and hereditary conditions
  • Comprehensive Coverage (includes vet exam fee!)
  • Flexible annual reimbursement up to Unlimited
  • Choose Annual Deductible from $100-$1,000
  • 24/7 Customer Service – top rated, always available
  • Use any veterinarian in the US or Canada
  • Fast, paperless claim reimbursement via Petplan App
  • 10% Online Discount & Free Barkbox Offer
ConsumersAdvocate.org Ratings
8.4 / 10 - Excellent
10/10
Coverage
10/10
Benefit Limits
10/10
Deductibles
10/10
Reimbursement Models
8/10
Claims and Service
8/10
Pricing
3/10
Reviews
8.9 / 10 - Excellent
10/10
Coverage
10/10
Benefit Limits
10/10
Deductibles
10/10
Reimbursement Models
9/10
Claims and Service
6/10
Pricing
8/10
Reviews
Customer Reviews
 (195)
5.4 / 10 - Average
43%
5 stars
2%
4 stars
3%
3 stars
6%
2 stars
46%
1 stars
 (197)
6.2 / 10 - Very good
51%
5 stars
3%
4 stars
3%
3 stars
10%
2 stars
33%
1 stars
Final Verdict

Petplan Pet Insurance has a higher overall rating than Nationwide Pet Insurance. Petplan scores better than Nationwide across: Claims and Service, and Reviews. However, Nationwide scores better on Pricing, and Enrollment. Both companies score similarly on Coverage, Benefit Limits, Deductibles, and Reimbursement Models.

Latest Reviews

Amy C
Raleigh, North Carolina
Nationwide Pet Insurance review
4/26/2017
We have been very pleased with our Nationwide Pet Insurance. I would recommend them to anyone who is getting or has a puppy. You never know what could happen and it is so nice to be able to say yes to the vet even if the expense would normally be too high. We have been so pleased with the quick turn around with our statements as well. Our sweet pup is so thankful for Nationwide and so are we!

Frederick S
Nationwide Pet Insurance review
4/26/2017
Liberty is all good

Tom N
Petplan Pet Insurance review
4/23/2017
I called to update my payment information and I got to speak to representative Emily in the service department. She was kind and courteous and represents your company well! I wish all customer service experiences would go so smoothly

[email protected]
Petplan Pet Insurance review
4/20/2017
I have been a member of Petplan Pet Insurance since 2011. Petplan's employees have always been extremely courteous and helpful. I recently had a question about a claim and Emily Briggs there handled it immediately. Thank you Petplan for allowing me to give my pets the best health care ever.

T
Tina A
Oakley, California
Nationwide Pet Insurance review
4/18/2015
I have had my insurance for a couple of years for my dog. I was thinking of canceling it because I didn't use it. Luckily, I didn't, my dog was recently diagnosed with Diabetes and the cost were huge. I turned my claim into VPI and they paid all but $250.00 of it. Wow!! Not only that but, I was paid with each claim in less than 14 days. Very convenient you can follow your claim on thier website. Thank you VPI. It was worth every penny I paid into it.

D
David K
Durham, North Carolina
Petplan Pet Insurance review
3/23/2015
fast friendly. had no issues with getting doctor paid by PetPlan for several claims. one was about $4000. I only had to pay $200.

N
Natasha E
Pasadena, California
Petplan Pet Insurance review
3/14/2015
I've had PetPlan for years, I think around 8 years now and I cannot be happier with their coverage, speed of processing claims and the amounts that they cover and reimburse. They do not split hairs, and I never had a question or a doubt that they were not being fair in their reimbursements. I've had three cats covered through them, out of which one had to be put down due to acute renal failure and it cost in the ER hospital fees in thousands of $ (LA, CA). They paid me back everything, minus the deductible and up to 80% for the ER/specialty care. Then I adopted my second cat, who is still rather young, but he just had a second bout of pancreatitis in his short 5 years of live. He barely survived and the bill again was in thousands of $$$ for having to rush him in between an ER and ER Specialty hospital. PetPlan again covered a fair deal and sent me a check within 10 days. No questions asked. Fair coverage, happy customer and my cat pulled through, thankfully to this great insurance and even more so to the staff of the two hospitals that took a good care of him. Thank you PetPlan!

J
Jean H
Raleigh, North Carolina
Nationwide Pet Insurance review
1/6/2015
I think your review is really unfair to VPI. I had VPI when I owned a very ill great dane and they paid out more than they would have recouped if the dog had lived 10 years. I currently have Pet Plan because of all the GLOWING reviews that I had read and am on the verge of dropping them because I'm paying more for their coverage than I did with VPI and they have NEVER paid out a SINGLE DIME! Not even for an animal attack. With Pet Plan, you are banking on your dog getting some hereditary illness later in life that will be costly, but the day to day costs of owning a pet? Forget it. I'm going back to VPI.