Compare Pets Plus Us vs. Trupanion Canada Pet Insurance

What’s the difference between Pets Plus Us Canada Pet Insurance and Trupanion Canada Pet Insurance? See how our editors compare the two companies below.
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vsSelect 2 companies to compare
Pets Plus Us
8.4 / 10 - Exellent
#3 in Pet Insurance in Canada
Trupanion Canada
9.2 / 10 - Exellent
#1 in Pet Insurance in Canada
Our Partner
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Key Facts
  • Wellness care
  • Age-based annual deductible
  • Up to $15,000 in maximum benefits per year
  • Standard $100 deductible for accident only plan holders
  • Alternative treatment coverage
  • $1,000 in medical devices
  • Our #1 Choice, Founded in Canada
  • Unlimited payouts and no caps on coverage
  • Can pay the vet directly - up to 90% coverage!
  • Award winning customer service
  • Per-condition deductible (good for chronic conditions)
  • Fast payouts and no penalties for filing claims
ConsumersAdvocate.org Ratings
8.4 / 10 - Exellent
8/10
Coverage
10/10
Benefit Limits
8/10
Deductibles
6/10
Reimbursement Models
9/10
Customer Service
8/10
Value
9/10
Reviews
9.2 / 10 - Exellent
9/10
Coverage
10/10
Benefit Limits
9/10
Deductibles
9/10
Reimbursement Models
9/10
Customer Service
9/10
Value
9/10
Reviews
Customer Reviews
 (1)
10.0 / 10 - Exellent
100%
5 stars
0%
4 stars
0%
3 stars
0%
2 stars
0%
1 stars
 (16)
8.6 / 10 - Exellent
81%
5 stars
0%
4 stars
6%
3 stars
6%
2 stars
6%
1 stars
Final Verdict

Trupanion Canada Pet Insurance has a higher overall rating than Pets Plus Us Canada Pet Insurance. Trupanion Canada scores better than Pets Plus Us across: Coverage, Deductibles, Reimbursement Models, and Value. Both companies score similarly on Benefit Limits, Customer Service, and Reviews.

Latest Reviews

D
Dewi
10/15/2016
I had a lot of claims with Trupanion over the lifetime of my Bulldog. For the most part I was very satisfied with the service, I was not however subscribing to the 20-30% annual increase in premiums they tacked on each year with the blanket response that the industry was making such headways in medicine, cost of care etc. They were quick to pay out though it was just the annual increases that were really high.

T
Teresa B.
Calgary, Alberta
9/20/2016
My dog Lena has an ongoing condition (discospondylitis) which requires medications and specialist imaging to monitor her progress and Trupanion has been excellent in their direct payment for the costs of treatment covering 90% of the expense. I highly recommend this pet health insurance company.

J
Jolene J
Chilliwack, British Columbia
9/3/2016
Pets Plus Us had been fantastic so far. My dog had a $5500 knee surgery at the specialist and the problem arose a few weeks after signing up, they are covering 90% of the surgery as that's the plan I signed up for. They also cover 90% of the physiotherapy and rehabilitation she will be needing. They never increase my monthly rates and won't increase my deductible until she is 5 years of age. So far absolutely recommend the company.

M
Melanie
Calgary, Alberta
7/6/2016
Was amazing when I needed it!! No questions asked. Big relief!

B
Beth c
Oakville, Ontario
7/1/2016
Great insurance! I've had great claims experience for 8 yrs now, all my claims have been paid without issue. I highly recommend trupanion to anyone looking to get insurance.