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Compare Fetch Canada vs. Trupanion Canada Pet Insurance in Canada

What’s the difference between Fetch Canada Pet Insurance and Trupanion Canada Pet Insurance? See how our editors compare the two companies below.
Last Updated: April 16, 2024
Fetch Canada Pet Insurance
4.8 / 5 - Excellent
#1 in Pet Insurance in Canada
Trupanion Canada
3.7 / 5 - Very good
#5 in Pet Insurance in Canada
vs

Key Facts

Covers Up to 90% Unexpected Vet Bills

🔥 Click Here for a Fast and Easy Online Quote

  • Rated 'Excellent' on Trustpilot with a 4.5 out of 5-star rating.
  • $1000 in online vet visits included at no extra cost
  • The most comprehensive pet insurance coverage in the industry.
  • Dental coverage for all of your dog's teeth, not just canines
  • Works with any licensed vet in Canada or the U.S.
  • Unlimited payouts and no caps on coverage
  • Award-winning customer service
  • Per-condition deductible, good for chronic conditions
  • Fast payouts and no penalties for filing claims

ConsumersAdvocate.org Ratings

4.8 / 5 - Average
5.0/5
Coverage
5.0/5
Benefit Limits
5.0/5
Annual Deductibles
5.0/5
Reimbursement Rates
3.7 / 5 - Poor
3.5/5
Coverage
3.5/5
Benefit Limits
3.5/5
Annual Deductibles
3.5/5
Reimbursement Rates

Customer Reviews

&nbsp(122)
2.8 / 10 - Poor
9%
5 stars
2%
4 stars
2%
3 stars
9%
2 stars
77%
1 stars
&nbsp(113)
4.0 / 10 - Poor
23%
5 stars
2%
4 stars
4%
3 stars
11%
2 stars
60%
1 stars

Final Verdict

Fetch Canada Pet Insurance has a higher overall rating than Trupanion Canada Pet Insurance. Fetch Canada scores better than Trupanion Canada across: Coverage, Benefit Limits, Annual Deductibles, Reimbursement Rates, Customer Service, and Reviews. Both companies score similarly on Value.


Customer Comments & Reviews

millybattaion
9/11/2022
Fetch Canada Pet Insurance review
I am looking for pet insurance. This website put Fetch at #1 but that receives suck. I don’t get it. Please enlighten me. Thank you.


C
Christine
6/2/2022
Trupanion Canada Pet Insurance review
Although they premiums don't increase due to number o f claims made I find this very hard to believe. My premiums have gone up at a minimum of $10 a month every year that I have had the insurance. My dog has had many problems and so many claims. Their claim that this isn't a factor is basically bull or else I would see it stay the same once in a while. The insurance itself is great and because of my dogs problems I won't cancel as his monthly expenses out weighs the premium right now.


garioch7
3/20/2022
Trupanion Canada Pet Insurance review
I insured my first Sheltie when I first got her, with Trupanion and had occasion several times to make claims. The service was fast and professional. I got a new Sheltie last April after my first one died at 10 years old and insured her also with Trupanion because I was so pleased with the claims process and the reasonable premiums. In my case, my premiums have actually declined at times with both of my Shelties. Premiums vary by geographic location and breed, as I understand it. This year my premium is only $35.12 per month. I highly recommend Trupanion, based on 12 years of dealing with the company.


maja.grubisic
4/16/2021
Fetch Canada Pet Insurance review
I adopted my dog three years ago, and he was quite sick while I had him. I am very thankful that I chose Petplan because I wouldn't have been able to provide the care for my dog if it weren't for Petplan. It was very straightforward to submit the claims and the turnaround time was always very quick (at most 2 - 3 weeks). I know that Petplan had some issues with the new mobile app but even with that I was still able to see the submitted claims and it didn't affect the process of recompensation. If I ever muster up the strength to adopt another dog, I will definitely be returning to Petplan.


Bernard H
11/26/2016
Fetch Canada Pet Insurance review
Submitting claims couldn't be easier (they have an app for this!), and the support is always there when needed. Usually receives the claim in the mailbox within 1-2 weeks (if you are living in Canada). I would totally recommend my friends to join PetPlan if they have a pet at home.


L
Leslie L
11/18/2016
Fetch Canada Pet Insurance review
My kitty Harley got sick and couldn't keep anything in his system for 4-5 days. Took him to ER and they thought they saw an object on the X-ray's. My vet diagnosed IBS/Pancreatitis. He would not eat for over 2 weeks. I had to keep going back to the vet and getting new medications to try to heal him and syringe feed him so that he would not have liver issues. I was going to get him help no matter what the cost, but having PetPlan insurance really helped!!! I was about to go to a specialist when he finally started eating. I sent in my bills and received a check in the mail within a few weeks. I have had PetPlan insurance for both of my kitties for over 6 years now and I wouldn't do without it! They are super easy to work with and makes my mind at ease to take care of my fur babies without having to worry about cost.


M
Melanie
7/6/2016
Trupanion Canada Pet Insurance review
Was amazing when I needed it!! No questions asked. Big relief!


B
Beth c
7/1/2016
Trupanion Canada Pet Insurance review
Great insurance! I've had great claims experience for 8 yrs now, all my claims have been paid without issue. I highly recommend trupanion to anyone looking to get insurance.