Compare Petplan Canada vs. Trupanion Canada Pet Insurance

What’s the difference between Petplan Canada Pet Insurance and Trupanion Canada Pet Insurance? See how our editors compare the two companies below.
Disclosure: We receive advertising revenue from some partners. Learn more.
vsSelect 2 companies to compare
Petplan Canada
9.1 / 10 - Exellent
#2 in Pet Insurance in Canada
Our Partner
Trupanion Canada
9.2 / 10 - Exellent
#1 in Pet Insurance in Canada
Our Partner
vs
Key Facts
  • Most Comprehensive Coverage (includes vet exam fee!)
  • Flexible annual reimbursement up to UNLIMITED
  • Choose Annual Deductible from $100-$1,000
  • No additional fees (riders) for alternative therapies
  • Use any veterinarian in Canada or the US.
  • 24/7 Customer Service - Fast Claim Reimbursement
  • 10% Online Discount & Free Barkbox Offer
  • Our #1 Choice, Founded in Canada
  • Unlimited payouts and no caps on coverage
  • Can pay the vet directly - up to 90% coverage!
  • Award winning customer service
  • Per-condition deductible (good for chronic conditions)
  • Fast payouts and no penalties for filing claims
ConsumersAdvocate.org Ratings
9.1 / 10 - Exellent
10/10
Coverage
8/10
Benefit Limits
10/10
Deductibles
10/10
Reimbursement Models
9/10
Customer Service
8/10
Value
8/10
Reviews
9.2 / 10 - Exellent
9/10
Coverage
10/10
Benefit Limits
9/10
Deductibles
9/10
Reimbursement Models
9/10
Customer Service
9/10
Value
9/10
Reviews
Customer Reviews
 (16)
8.6 / 10 - Exellent
81%
5 stars
0%
4 stars
6%
3 stars
6%
2 stars
6%
1 stars
Final Verdict

Trupanion Canada Pet Insurance and Petplan Canada Pet Insurance are very close in quality and have the same overall rating. That said, Trupanion Canada scores better than Petplan Canada across: Benefit Limits, Value, and Reviews. Whereas, Petplan Canada scores better on Coverage, Deductibles, and Reimbursement Models. Both companies score similarly on Customer Service.

Latest Reviews

L
Leslie Lansky
Cordova, Tennessee
11/18/2016
My kitty Harley got sick and couldn't keep anything in his system for 4-5 days. Took him to ER and they thought they saw an object on the X-ray's. My vet diagnosed IBS/Pancreatitis. He would not eat for over 2 weeks. I had to keep going back to the vet and getting new medications to try to heal him and syringe feed him so that he would not have liver issues. I was going to get him help no matter what the cost, but having PetPlan insurance really helped!!! I was about to go to a specialist when he finally started eating. I sent in my bills and received a check in the mail within a few weeks. I have had PetPlan insurance for both of my kitties for over 6 years now and I wouldn't do without it! They are super easy to work with and makes my mind at ease to take care of my fur babies without having to worry about cost.

D
Dewi
10/15/2016
I had a lot of claims with Trupanion over the lifetime of my Bulldog. For the most part I was very satisfied with the service, I was not however subscribing to the 20-30% annual increase in premiums they tacked on each year with the blanket response that the industry was making such headways in medicine, cost of care etc. They were quick to pay out though it was just the annual increases that were really high.

T
Teresa B.
Calgary, Alberta
9/20/2016
My dog Lena has an ongoing condition (discospondylitis) which requires medications and specialist imaging to monitor her progress and Trupanion has been excellent in their direct payment for the costs of treatment covering 90% of the expense. I highly recommend this pet health insurance company.

M
Melanie
Calgary, Alberta
7/6/2016
Was amazing when I needed it!! No questions asked. Big relief!

B
Beth c
Oakville, Ontario
7/1/2016
Great insurance! I've had great claims experience for 8 yrs now, all my claims have been paid without issue. I highly recommend trupanion to anyone looking to get insurance.