Compare Petplan Canada vs. Petsecure Canada Pet Insurance

What’s the difference between Petplan Canada Pet Insurance and Petsecure Canada Pet Insurance? See how our editors compare the two companies below.
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Petplan Canada
9.1 / 10 - Exellent
#2 in Pet Insurance in Canada
Our Partner
Petsecure Canada
7.4 / 10 - Very good
#4 in Pet Insurance in Canada
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Key Facts
  • Most Comprehensive Coverage (includes vet exam fee!)
  • Flexible annual reimbursement up to UNLIMITED
  • Choose Annual Deductible from $100-$1,000
  • No additional fees (riders) for alternative therapies
  • Use any veterinarian in Canada or the US.
  • 24/7 Customer Service - Fast Claim Reimbursement
  • 10% Online Discount & Free Barkbox Offer
  • Up to 80% cover for treatments and care
  • Preventive care
  • Alternative therapy
  • Medical device
  • No benefit limits for Secure 4 plans
ConsumersAdvocate.org Ratings
9.1 / 10 - Exellent
10/10
Coverage
8/10
Benefit Limits
10/10
Deductibles
10/10
Reimbursement Models
9/10
Customer Service
8/10
Value
8/10
Reviews
7.4 / 10 - Very good
7/10
Coverage
8/10
Benefit Limits
7/10
Deductibles
7/10
Reimbursement Models
8/10
Customer Service
7/10
Value
7/10
Reviews
Customer Reviews
 (8)
5.0 / 10 - Average
38%
5 stars
0%
4 stars
0%
3 stars
25%
2 stars
38%
1 stars
Final Verdict

Petplan Canada Pet Insurance has a higher overall rating than Petsecure Canada Pet Insurance. Petplan Canada scores better than Petsecure Canada across: Coverage, Deductibles, Reimbursement Models, Customer Service, Value, and Reviews. Both companies score similarly on Benefit Limits.

Latest Reviews

L
Leslie Lansky
Cordova, Tennessee
11/18/2016
My kitty Harley got sick and couldn't keep anything in his system for 4-5 days. Took him to ER and they thought they saw an object on the X-ray's. My vet diagnosed IBS/Pancreatitis. He would not eat for over 2 weeks. I had to keep going back to the vet and getting new medications to try to heal him and syringe feed him so that he would not have liver issues. I was going to get him help no matter what the cost, but having PetPlan insurance really helped!!! I was about to go to a specialist when he finally started eating. I sent in my bills and received a check in the mail within a few weeks. I have had PetPlan insurance for both of my kitties for over 6 years now and I wouldn't do without it! They are super easy to work with and makes my mind at ease to take care of my fur babies without having to worry about cost.

S
Sandi
Richmond, British Columbia
10/25/2016
The only complaint I have so far is the length of time it takes to be paid! We are level 4, it is worth it as it's for preventative such as teeth cleaning, makes the deductible nothing as it's a service we would get anyways!

Zeljka Jackie Maxwell
Prince George, British Columbia
10/24/2016
Petsecure has been amazing to deal with , its been almost 2 years and not once have we had an issue - claims are processed quickly and painless-I have a gentle giant that doesn't know his own strength that has needed a few stitches as well as a pretty serious CCL surgery and pet secure has not let me or my fur baby down! thank you! I have only had to call in once about a couple questions and it was the best customer service, so I am one very happy customer!

J
John Ward
Whitby, Ontario
9/8/2016
Pet secure is reasonable and fair & seems superior to the rest. Your TOTAL YEARLY DEDUCTIBLE is $100 for 'secure 3' or $250 for 'secure 4'. I went with secure 4 because my yearly preventative care is $613.07 (Breakdown- exam $78.90, vaccines $41.10, bordetella $33.10, blood test $67.70, flea & Tick 170.10, heart worm 110.04, fecal $41.60 = $542.54 (Total) + $70.53 (tax) = $613.07). With secure 4, you also get $600 in dental preventative care. Secure 4 (with tax) $123.78 x 12 = $1,485.36 ($1,735.36 with $250 yearly deductible) or Secure 3 $85.62 x 12 = $1,027.44 ($1,127.44 with $100 yearly deductible). I end up spending $1,213.07 on preventative each year. After the $1,735.36, I'm left with about $41.67/month for full coverage of any other issues. You pay up front for treatments and they deposit the money within 15 day into your account. If there is a catastrophic event, they will pay the vet directly. The customer service folks seem great. I recommend them highly! BTW, it is a monthly commitment and you can quit anytime without penalty. I wish I had gotten it before our dog fractured 2 teeth and platelets dropped significantly costing over $2k :-(( "Live & learn!"