Compare LendingTree vs. SoFi Personal Loans

What’s the difference between LendingTree Personal Loans and SoFi Personal Loans? See how our editors compare the two companies below.
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LendingTree Personal Loans
9.8 / 10 - Exellent
#1 in Personal Loans
Our Partner
SoFi Personal Loans
9.3 / 10 - Exellent
#3 in Personal Loans
Our Partner
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Key Facts
  • Loans for Debt Consolidation, Homes, Business, Cars, Vacations, Weddings, Medical Expenses & more
  • Get $1,000 - $35,000 in as little as 24 hours!
  • Unsecured Personal Loans
  • Rates from 5.99% - 35.99% APR
  • Loan terms of 3 mo -15 years
  • Compare up to 5 free offers with no obligation. 
  • When banks compete, you win!
  • Huge flexibility - up to $100,000 for debt consolidation, weddings, home improvements & more
  • APR from 4.84% – 14.95% (best APR with AutoPay)
  • Loan terms of 3-7 years
  • No origination fees or pre-payment penalties
  • Unemployment protection
  • Ranked lower only because credit of 680+ required
ConsumersAdvocate.org Ratings
9.8 / 10 - Exellent
10/10
Loan Basics
10/10
Additional Fees
10/10
Types of Lenders
10/10
Application Process
10/10
Service Features
10/10
Customer Service
10/10
Reviews
9.3 / 10 - Exellent
9/10
Loan Basics
10/10
Additional Fees
10/10
Types of Lenders
10/10
Application Process
10/10
Service Features
9/10
Customer Service
9/10
Reviews
Customer Reviews
 (26)
8.6 / 10 - Exellent
73%
5 stars
15%
4 stars
0%
3 stars
0%
2 stars
12%
1 stars
 (34)
6.6 / 10 - Very good
56%
5 stars
9%
4 stars
6%
3 stars
0%
2 stars
26%
1 stars
Final Verdict

LendingTree Personal Loans has a higher overall rating than SoFi Personal Loans. LendingTree scores better than SoFi across: Loan Basics, Customer Service, and Reviews. Both companies score similarly on Additional Fees, Types of Lenders, Application Process, and Service Features.

Latest Reviews

Mikado Lawren
Manassas, Virginia
12/9/2016
Get your urgent loan today at 2% interest rate for a guarantee and trusted customers across the world. We offer all kinds of loans from 20,000 to $10,000,000.00, you can start a new business today and also pay off your debt immediately. Email: [email protected] Company No: +15755455794 We might be too busy to receive your calls, but we always attend to text messages only: +15755455794 Name: ------- Sex: ----------- Country: ------------- Contact Address: ---------- Amount of loan required: ------------- Monthly income: ------------ Occupation: ---------------- The purpose of the loan: ---------- Home Phone:-------------- Phone: ----------------- Have you apply for a loan before? Email: [email protected] Please do fill this short form and get back to us as soon as possible, God bless you as you. Best Regard. Lion Gate Loan Investment LTD

Venessa BkossLady
Luke Sabestian
Manassas, Virginia
12/6/2016
DO YOU NEED AN URGENT LOAN FOR XMAS!!!!!! Call us today (+1 970-366-3244) Compliments of the day, Are you a business man or woman? Do you need a loan to start up your own business? Do you need a loan to settle your debts or pay off your bills? Do you need funds to finance your project? We Offer guaranteed loan services of any amount Please contact us for your secure and unsecured Loan with an Interest rate of 2.00%, Interested applicants should Contact us via email: (([email protected])) or ([email protected]) Call us today (+1 970-366-3244) Are you a business man or woman? Are you in any financial mess or do you need funds to start up your own business? Do you need a loan to start a nice Small Scale and medium business? Do you have a low credit score and you are finding it hard to obtain capital loan from local banks and other financial institutes?. solution to your financial problem is Dr. Luke Sebastian Our program is the quickest way to get what you need in a snap. Reduce your payments to ease the strain on your monthly expenses. **Are you financially squeezed? **Do you seek funds to pay off credits and debts? **Do you seek finance to set up your own business? **Are you in need of private or business loans for various purposes? **Do you seek loans to carry out large projects? We offer a wide range of financial services which includes: Business Planning, Commercial and Development Finance, Properties Mortgages, Home loans, business loans, bad credit loans, commercial loans, start-up- working capital loans, construction loans ,car loans, hotel loans, student loans, personal loans, Debts Consolidation Loans with low interest rate at 2.00% Yours Sincerely, Dr. Luke Sebastian ([email protected]) or ([email protected]) Call us today (+1 970-366-3244)

M
Mikal
Philadelphia, Pennsylvania
P
Peter
Tampa, Florida
12/23/2015
The sofi rates are competitive. The online process is easy and you can get pre-qualified without impacting your score. I got approved in a day or so for to refinance credit card debt. Unlike other refinancing options this one also offers a freeze on commitments in the event you lose your income. This is reassuring. Its worth looking into, to reduce interest charges and possibly help to improve your score along the way. This is particularly encouraging as credit card rates are going to be on the upswing going forward.. Get more details here: http://www.sofi.com/refer/148/49352

D
DonaldB
Lubbock, Texas
12/14/2015
Loan for $50,000.00 was denied. Although I have a great history of making payments to my outstanding loans, my Expense to Income ratio shows that I am paying at least 55% of my income compared to my income. The reason given was that the underwriter determined that they couldn't be assured that I would use the funds that would be deposited to my bank account would be used to pay down my credit cards. I also indicated that I would pay an additional amount over and above the indicated monthly payment for a 7 year loan. I think this is a downfall for the underwriters which could easily make direct payments to the merchants and they would know where the funds went. This information could come from the applicant as the amount which would go to each creditor. I'm am disappointed.but the score I gave is for the underwriters and not against SOFI. They were very helpful and had a good process for applying for a load.