Compare Discover vs. LendingTree Personal Loans

What’s the difference between Discover Personal Loans and LendingTree Personal Loans? See how our editors compare the two companies below.
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vsSelect 2 companies to compare
Discover Personal Loans
9.4 / 10 - Exellent
#2 in Personal Loans
Our Partner
LendingTree Personal Loans
9.8 / 10 - Exellent
#1 in Personal Loans
Our Partner
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Key Facts

• Fixed-rate personal loans up to $35,000
• No origination fees. No closing costs. No pre-payment penalties.
• Loan terms from 36 to 84 months
• Rates ranging from 6.99% to 24.99% APR
• Funds sent the next business day after you accept loan.
• Funds sent directly to you or your creditors (your choice)

  • Loans for Debt Consolidation, Homes, Business, Cars, Vacations, Weddings, Medical Expenses & more
  • Get $1,000 - $35,000 in as little as 24 hours!
  • Unsecured Personal Loans
  • Rates from 5.99% - 35.99% APR
  • Loan terms of 3 mo -15 years
  • Compare up to 5 free offers with no obligation. 
  • When banks compete, you win!
ConsumersAdvocate.org Ratings
9.4 / 10 - Exellent
10/10
Loan Basics
10/10
Additional Fees
10/10
Types of Lenders
10/10
Application Process
9/10
Service Features
9/10
Customer Service
9/10
Reviews
9.8 / 10 - Exellent
10/10
Loan Basics
10/10
Additional Fees
10/10
Types of Lenders
10/10
Application Process
10/10
Service Features
10/10
Customer Service
10/10
Reviews
Customer Reviews
 (12)
4.6 / 10 - Average
42%
5 stars
0%
4 stars
0%
3 stars
0%
2 stars
50%
1 stars
 (26)
8.6 / 10 - Exellent
73%
5 stars
15%
4 stars
0%
3 stars
0%
2 stars
12%
1 stars
Final Verdict

LendingTree Personal Loans has a higher overall rating than Discover Personal Loans. LendingTree scores better than Discover across: Additional Fees, Application Process, Service Features, Customer Service, and Reviews. Both companies score similarly on Loan Basics, and Types of Lenders.

Latest Reviews

Venessa BkossLady
J
Jack
9/8/2016
I had an excellent experience with Discover Loans. I'd been receiving the pre-approved letters for awhile but only recently decided to contact them to see what they could offer - and I was pleasantly surprised how easy the process was. I received a better rate than I expected and the application was very straightforward. I'd done a Prosper loan in the past, which was also relatively straightforward, and my experience with Discover was slightly better in terms of simplicity in the process, but both were great. I'm not certain why others have had negative experiences, but mine was excellent (I don't have perfect credit, but I've never had a late payment and have a long credit history, so perhaps that helped me as well as my debt-to-income ratio not being too high).

X
XianGaM
Buffalo Grove, Illinois
8/23/2016
Quick and easy process auto-pay and no surprises works good for me

C
Credit Approved
Wagoner, Oklahoma
6/30/2016
I was quickly approved for a loan that I will be using to consolidate of a couple of credit cards. Process went very smoothly! I will be able to make one payment at a much lower interest rate now! Very happy with that. For those that are not getting approved, it is not the company....it is more than likely your credit history. If you are someone who pays your bills on time and have a decent income to debt ratio you should be just fine. If you have a crappy credit score.....good luck.

M
Mikal
Philadelphia, Pennsylvania