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PersonalLoans Review

14 Customer Comments & Reviews - see all comments
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PersonalLoans.com is not a direct lender. It is a loan connecting service that connects personal loan borrowers with its network of lenders.

The company provides an easy online loan request form which it subsequently forwards to lenders for approval.

PersonalLoans currently offers three options; peer-to-peer lending, personal installment loans and bank loans.

PersonalLoans is a free service and no fees are collected during the loan request process.   
 
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Category

Peer to peer Lending

Credit Score

600+

Minimum Income

$2,000 per month, must be verifiable

Income Source

Employed or Self-Employed

Loan Range Given

$1,000 to $35,000

 Personal Installment Loans

Credit Score

580+

Minimum Income

$2,000 per month

Income Source

Employed, Self-Employed or Benefits

Loan Range Given

$1,000 to $20,000

Loan Details

Unsecured Personal Loans

✔

Minimum Loan Amount

$1,000

Maximum Loan Amount

$35,000

Minimum Loan Period

90 days

Maximum Loan Period

72 Months

Loan Rates

Max 35.99%

Direct Deposit

✔

 

PersonalLoans Representative Sample

A consumer borrowing $4,000 at a 6% APR over a 24-month period would end up paying a total of $4,254.78.

 

Application

Online Loan Request Time

A few minutes

Response Time

In as little as a few minutes

Qualifications

US Citizen or Permanent Resident

✔

Valid ID

✔

Regular Income

✔

Checking Account

✔

Good Credit Score

✔

Information Used

Amount Requested

✔

Credit Score

✔

Loan Reason

✔

PersonalLoans Summary

PersonalLoans offers you the details of what it takes for your personal loan to get approved.

This at least gives you an idea of your chances of success. Remember that lenders often do a credit check which ultimately affects the likelihood of you getting approved for future loan requests.

Overall, PersonalLoans.com is one of the best sources for personal loans.

It gives borrowers a seamless portal for connecting with various types of lenders giving them a great chance of locking in personal loans with rates that can work. 

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14 Customer Comments & Reviews

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Our Partner
  • A+ Rating with the BBB. Free service to help you find the right loan for your needs.
  • Loan amounts of  $250 - $35,000 for any credit type!
  • Pay it back in 3 mo - 6 years depending on lender terms.
  • Rates from  5.99% - 35.99% APR.
  • Loans for any purpose! Students, Cars, Vacations & more! 
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