Compare Allstate vs. GEICO Motorcycle Insurance

What’s the difference between Allstate Motorcycle Insurance and GEICO Motorcycle Insurance? See how our editors compare the two companies below.
Last Updated: May 22, 2018
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Allstate
9.0 / 10 - Excellent
#5 in Motorcycle Insurance
GEICO Motorcycle Insurance
8.5 / 10 - Excellent
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Key Facts

  • Allstate coverage customized with riders in mind
  • Riders can save up to 50% with Allstate
  • Allstate has been in business over 80 years
  • Comprehensive motorcycle collision coverage
  • New motorcycle replacement coverage
  • Also covers up to $1000 worth of customizations to your Bike
  • 24/7 claim services & Accident forgiveness
  • Free motorcycle insurance quote
  • Providing motorcycle insurance since 1978
  • Very strong financial ratings
  • Flexible payment plans
  • Online claim reporting
  • 24/7 customer service

OVERALL RATINGS

 AllstateGEICO
Coverage and Benefits9/108/10
Customer Experience9/108/10
Pricing and Discounts9/109/10
Financial Strength9/1010/10

Allstate Coverage and Benefits

 AllstateGEICO
Coverage
Liability
Collision
Comprehensive
Customized Motorcycle Parts
Uninsured/Underinsured Motorist
Liability
Collision
Comprehensive
Customized Motorcycle Parts
Uninsured/Underinsured Motorist
 AllstateGEICO
Additional Coverage
Full Replacement Cost
Accessories and Custom Parts
Roadside Assistance
Vacation Rental
Uninsured Motorist Property Damage
Towing and Labor
Accessories and Custom Parts
Other Specialty Coverage
Trailer coverage; loan/lease gap coverage
Rental Reimbursement
Yes
Yes
Types of Vehicles Covered
Classic/Custom Motorcycles
Scooters
Classic/Custom Motorcycles
Minibikes
Trail Bikes
Mopeds
Street-Sport Bikes
High Performance
Motocross

Allstate Pricing and Discounts

 AllstateGEICO
Discounts
Training Course
Multi Bike
Club/Association Membership
Training Course
Multi Bike
Other Discounts
Responsible Driver
Mature/Experienced Driver
Responsible Driver

Allstate Financial Strength

 AllstateGEICO
Company Type
Underwriter
Underwriter
Year Founded
1931
1936
Standard & Poor's Financial Rating
AA-
AA+
Moody's Financial Rating
Aa3
Aa1
AM Best Financial Rating
A+
A++

Allstate Customer Experience

 AllstateGEICO
BBB Rating
A
A-
Number of BBB Positive Reviews
4
7
Number of BBB Negative Reviews
200
252
Trust Pilot Rating
5.6 out of 10
5.2 out of 10
NAIC Complaint Ratio 2017
1.04
0.8
NAIC Total Complaints 2017
305
722
Date Collected
2018-05-21
2018-05-17


Company Profile

Full Name
Allstate Motorcycle Insurance
GEICO Motorcycle Insurance
Company Website
Headquarters
P.O. Box 660598, Dallas, TX, 75266
5260 Western Avenue, Chevy Chase, MD, 20815

Final Verdict

Allstate Motorcycle Insurance has a higher overall rating than GEICO Motorcycle Insurance. Allstate scores better than GEICO across: Coverage and Benefits, and Customer Experience. However, GEICO scores better on Financial Strength. Both companies score similarly on Pricing and Discounts.