10 Best Mortgage Refinance Lenders 2025
Mortgage refinancing can reduce interest rates and monthly payments, or adjust the loan duration to better fit financial goals. It also offers opportunities to consolidate debt or access home equity for cash.
Last Updated: July 18, 2025
Rocket Mortgage
Get quotes and pre-qualify quickly
Home Equity Loans & Cash Out Refinance
Low rates: Quick quote and approval
Save time on documents & paperwork
Variable-rate lines of credit
TrustPilot Reviews33,271
Trustpilot Rating4.7 out of 5
Origination Volume133,403
AmeriSave Mortgage
Find a home equity option that works for you
Unlock cash from within your home
Online loan application process
Rate Lock Protection. Lock Now Before Rates Go Up
Over $100 Billion Funded. 21 Years in Business
TrustPilot Reviews12,934
Trustpilot Rating4.5 out of 5
Origination Volume9,510
Magnolia Bank
Only pay interest on what you borrow
Cash-Out Refinance
Ideal for any borrower considering a cash-out refi
More than $1 billion in annual home closings
$100K minimun loan amount, $0 in origination fees
TrustPilot Reviews25
Trustpilot Rating4.3 out of 5
Origination Volume839