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Compare Rocket vs. SoFi Mortgage Refinance

What’s the difference between Rocket Mortgage Refinance and SoFi Mortgage Refinance? See how our editors compare the two companies below.
Rocket Mortgage Refinance
4.8 / 5 - Excellent
#2 in Mortgage Refinance
SoFi Mortgage Refinance
4.8 / 5 - Excellent
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Key Facts

  • Start that home repair, improvement or other big project
  • Get rates and terms personalized for your unique needs
  • Use online tools that put the power in your hands
  • Enjoy award-winning client service from a subsidiary of Quicken Loans
  • Easy online application & competitive rates
  • Refinance fast! Typical applications close in 30 days
  • Refinance up to 80% of your home’s value
  • Over $4,000,000,000 dollars in loans funded

ConsumersAdvocate.org Ratings

4.8 / 5 - Average
5.0/5
Loan Variety
4.7/5
Ease of Process
4.5/5
Customer Service and Reputation
5.0/5
Discounts and fees
4.8 / 5 - Average
4.7/5
Loan Variety
4.8/5
Ease of Process
4.9/5
Customer Service and Reputation
4.6/5
Discounts and fees

Customer Reviews

 (9)
3.4 / 10 - Poor
11%
5 stars
0%
4 stars
11%
3 stars
22%
2 stars
56%
1 stars
 (3)
6.4 / 10 - Very good
33%
5 stars
33%
4 stars
0%
3 stars
0%
2 stars
33%
1 stars

Final Verdict

SoFi Mortgage Refinance and Rocket Mortgage Refinance are very close in quality and have the same overall rating. That said, SoFi scores better than Rocket across: Ease of Process, and Customer Service and Reputation. Whereas, Rocket scores better on Loan Variety, and Discounts and fees.


Customer Comments & Reviews

C
Cindy L
6/20/2020
Rocket Mortgage Refinance review
In the process right now, and I am very pleased. Uploading documents was very easy, refinancing process streamilined. The agent actually took an interest in my personal/financial goals to make sure I was refinancing for all the right reasons. Everything has been correct and if there was anything estimated I was fully aware. I saved 2% on my rate and dropped my payment by almost $200.00. I also have to add that I did call my existing mortgage company to let them know I was considering a refinance with Rocket, and not only was the agent rude, all he did was try to see what Rocket was offering. I replied, don't worry about them, tell me what you can do and he said he would get back to me. Still waiting! My Rocket broker, gave me his cell and told me call ANYTIME, if I had any questions.


C
Carol H
8/19/2018
SoFi Mortgage Refinance review
I want to see a sample form for refinancing before I give out personal information so that I can review. Please get to know your customer. Thank you, Carol


B
Bruce W
4/4/2018
SoFi Mortgage Refinance review
I have a mortgage through MGC, Acct no.1424075651, at 6 1/4 %. Like to lower that, if not too much grief. My credit rating from Experion is 687. brucewakefield2@gmail.com, Thanks.