Compare Loan Depot vs. SoFi Mortgage Refinance

What’s the difference between Loan Depot Mortgage Refinance and SoFi Mortgage Refinance? See how our editors compare the two companies below.
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Loan Depot
9.0 / 10 - Exellent
#2 in Mortgage Refinance
Our Partner
SoFi Mortgage Refinance
8.8 / 10 - Exellent
#4 in Mortgage Refinance
Our Partner
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Key Facts
  • Easy Online Refi Calculator
  • Historically Low Interest Rates
  • Talk to a Licensed Mortgage Banker If You Prefer Phone
  • Cash-out & Debt Consolidation Options
  • Convenient in-home document signing & No Closing Cost Options Available!
  • Easy online application & competitive rates
  • No fees, no catch! No Application, Origination or Lenders Fees.
  • Refinance fast! Typical applications close in 30 days
  • Refinance up to 80% of your home’s value
  • Over $4,000,000,000 dollars in loans funded
ConsumersAdvocate.org Ratings
9.0 / 10 - Exellent
10/10
Refinance Rates
9/10
Mortgage Types
9/10
Home Related Loans
8/10
Qualifying
9/10
Mortgage Related Fees
10/10
Reviews
8.8 / 10 - Exellent
9/10
Refinance Rates
9/10
Mortgage Types
9/10
Home Related Loans
9/10
Qualifying
9/10
Mortgage Related Fees
8/10
Reviews
Customer Reviews
 (2)
2.0 / 10 - Terrible
0%
5 stars
0%
4 stars
0%
3 stars
0%
2 stars
100%
1 stars
Final Verdict

Loan Depot Mortgage Refinance has a higher overall rating than SoFi Mortgage Refinance. Loan Depot scores better than SoFi across: Refinance Rates, Mortgage Types, Home Related Loans, and Reviews. However, SoFi scores better on Qualifying. Both companies score similarly on Mortgage Related Fees.