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Compare Loan Depot vs. SoFi Mortgage Refinance

What’s the difference between loanDepot Mortgage Refinance and SoFi Mortgage Refinance? See how our editors compare the two companies below.
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Loan Depot
8.9 / 10 - Excellent
#5 in Mortgage Refinance
Our Partner
SoFi Mortgage Refinance
9.5 / 10 - Excellent
#3 in Mortgage Refinance
Our Partner
vs

Key Facts

  • Easy Online Refi Calculator
  • Historically Low Interest Rates
  • Talk to a Licensed Mortgage Banker If You Prefer Phone
  • Cash-out & Debt Consolidation Options
  • Convenient in-home document signing & No Closing Cost Options Available!
  • Easy online application & competitive rates
  • No fees, no catch! No Application, Origination or Lenders Fees.
  • Refinance fast! Typical applications close in 30 days
  • Refinance up to 80% of your home’s value
  • Over $4,000,000,000 dollars in loans funded

ConsumersAdvocate.org Ratings

8.9 / 10 - Excellent
9/10
Loan Options
9/10
Application Process
9/10
Reputation
9.5 / 10 - Excellent
10/10
Loan Options
10/10
Application Process
10/10
Reputation

Customer Reviews

 (14)
2.6 / 10 - Poor
14%
5 stars
0%
4 stars
0%
3 stars
0%
2 stars
79%
1 stars
 (1)
1.0 / 10 - Terrible
0%
5 stars
0%
4 stars
0%
3 stars
0%
2 stars
100%
1 stars

Final Verdict

SoFi Mortgage Refinance has a higher overall rating than loanDepot Mortgage Refinance. SoFi scores better than Loan Depot across: Qualifying, Loan Options, Application Process, and Reputation. However, Loan Depot scores better on Financial Reputation, and Reviews and Support Service. Both companies score similarly on Mortgage Types, and Mortgage Related Fees.


Latest Reviews

L
Lucy
Brooklyn, New York

6/5/2017
loanDepot Mortgage Refinance review
I just recinanced my house with LDW, I did not have any problems at all. Every step they did they communicated electronically to me. I started the process on 4-27-2017 and I closed on 5-30-2017 with very good interest rate. Thank you very much. Luvel.


Layo V

2/2/2017
loanDepot Mortgage Refinance review
great site and very use full, resourceful. has every thing relevant to what i was looking for, look no further than this site to gain what u are looking for. very easy to use, attractive site as well. i like this site