Compare Loan Depot vs. SoFi Mortgage Refinance

What’s the difference between loanDepot Mortgage Refinance and SoFi Mortgage Refinance? See how our editors compare the two companies below.
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Loan Depot
8.9 / 10 - Excellent
#5 in Mortgage Refinance
Our Partner
SoFi Mortgage Refinance
8.9 / 10 - Excellent
#3 in Mortgage Refinance
Our Partner
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Key Facts
  • Easy Online Refi Calculator
  • Historically Low Interest Rates
  • Talk to a Licensed Mortgage Banker If You Prefer Phone
  • Cash-out & Debt Consolidation Options
  • Convenient in-home document signing & No Closing Cost Options Available!
  • Easy online application & competitive rates
  • No fees, no catch! No Application, Origination or Lenders Fees.
  • Refinance fast! Typical applications close in 30 days
  • Refinance up to 80% of your home’s value
  • Over $4,000,000,000 dollars in loans funded
ConsumersAdvocate.org Ratings
8.9 / 10 - Excellent
9/10
Mortgage Types
8/10
Qualifying
9/10
Mortgage Related Fees
10/10
Financial Reputation
9/10
Reviews and Support Service
8.9 / 10 - Excellent
9/10
Mortgage Types
9/10
Qualifying
9/10
Mortgage Related Fees
9/10
Financial Reputation
9/10
Reviews and Support Service
Customer Reviews
 (14)
2.6 / 10 - Poor
14%
5 stars
0%
4 stars
0%
3 stars
0%
2 stars
79%
1 stars
 (1)
1.0 / 10 - Terrible
0%
5 stars
0%
4 stars
0%
3 stars
0%
2 stars
100%
1 stars
Final Verdict

SoFi Mortgage Refinance and loanDepot Mortgage Refinance are very close in quality and have the same overall rating. That said, SoFi scores better than Loan Depot across: Qualifying. Whereas, Loan Depot scores better on Financial Reputation, Reviews and Support Service, Loan Options, Application Process, and Reputation. Both companies score similarly on Mortgage Types, and Mortgage Related Fees.

Latest Reviews

L
Lucy
Brooklyn, New York
loanDepot Mortgage Refinance review
6/5/2017
I just recinanced my house with LDW, I did not have any problems at all. Every step they did they communicated electronically to me. I started the process on 4-27-2017 and I closed on 5-30-2017 with very good interest rate. Thank you very much. Luvel.

Layo V
loanDepot Mortgage Refinance review
2/2/2017
great site and very use full, resourceful. has every thing relevant to what i was looking for, look no further than this site to gain what u are looking for. very easy to use, attractive site as well. i like this site