Compare LendingTree vs. SoFi Mortgage Refinance

What’s the difference between LendingTree Mortgage Refinance and SoFi Mortgage Refinance? See how our editors compare the two companies below.
Last Updated: December 04, 2017
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LendingTree
10.0 / 10 - Excellent
#1 in Mortgage Refinance
SoFi Mortgage Refinance
9.5 / 10 - Excellent
#3 in Mortgage Refinance
vs

Key Facts

  • Our #1 Choice, A+ Rating with the BBB
  • Rates as low as 3.25% APR (15 yr)
  • Compare quotes from up to 5 lenders for free in minutes
  • Save time, view offers online, and get your free credit score
  • More than 40 million customers served
  • When banks compete, you win!
  • Easy online application & competitive rates
  • No fees, no catch! No Application, Origination or Lenders Fees.
  • Refinance fast! Typical applications close in 30 days
  • Refinance up to 80% of your home’s value
  • Over $4,000,000,000 dollars in loans funded

OVERALL RATINGS

 LendingTreeSoFi
Loan Options10/1010/10
Application Process10/1010/10
Reputation10/1010/10

Loan Options

 LendingTreeSoFi
Lender Type
Marketplace
Lender
Loans Offered
Rate & Term
Cash-out
Rate & Term
Cash-out
Loan Programs
FHA
VA
Conventional
HARP
Jumbo
Conventional
Jumbo
Fixed Year Terms
30 Year Fixed
20 Year Fixed
15 Year Fixed
10 Year Fixed
30 Year Fixed
15 Year Fixed
Adjustable Rate Mortgage Terms
10/1 ARM
7/1 ARM
5/1 ARM
7/1 ARM

Application Process

 LendingTreeSoFi
FHA Minimum Credit Score
580
580
Maximum LTV
This depends on the individual lender.
80%
Closing Time
This depends on the individual lender.
Typical applications close in less than 30 days.
Waived Fees
This depends on the individual lender.
No origination, application, or other lender fees.

Reputation

Online Reviews

 LendingTreeSoFi
Trustpilot Trustscore
9.4
9.6
BBB Rating
A+
A+
BBB Positive Reviews
37
11
BBB Negative Reviews
47
49
BBB Neutral Reviews
6
Date Collected
2017-07-17
2017-07-17

Contact & Additional Information

 LendingTreeSoFi
Homepage URL
Company Phone
(800) 310-1860
(844) 763-4466
Headquarters Address
11115 Rushmore Dr., Charlotte, NC, 28277
375 Healdsburg Avenue Suite 280, Healdsburg, CA, 95448
Mailing Address
11115 Rushmore Dr., Charlotte, NC, 28277
375 Healdsburg Avenue Suite 280, Healdsburg, CA, 95448
Year Founded
1996
2011

Final Verdict

LendingTree Mortgage Refinance has a higher overall rating than SoFi Mortgage Refinance. LendingTree scores better than SoFi across: Mortgage Types, Qualifying, Mortgage Related Fees, Financial Reputation, Reviews and Support Service, Loan Options, Application Process, and Reputation.


Customer Comments & Reviews

T
Trent H
Pearland, Texas
8/6/2016
LendingTree Mortgage Refinance review
Lending tree does a great job of giving you many options. I do not like the fact that a phone number must be entered immediately. Get ready to have your phone blow up with offers.


J
jon s
Toronto, Ontario
11/26/2015
LendingTree Mortgage Refinance review
that's a good offer for mine. thanks for suggestion