Compare LendingTree vs. Loan Depot Mortgage Refinance

What’s the difference between LendingTree Mortgage Refinance and loanDepot Mortgage Refinance? See how our editors compare the two companies below.
Last Updated: December 04, 2017
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LendingTree
10.0 / 10 - Excellent
#1 in Mortgage Refinance
Loan Depot
8.5 / 10 - Excellent
#11 in Mortgage Refinance
vs

Key Facts

  • Our #1 Choice, A- Rating with the BBB
  • Rates as low as 3.25% APR (15 yr)
  • Compare quotes from up to 5 lenders for free in minutes
  • Save time, view offers online, and get your free credit score
  • More than 40 million customers served
  • When banks compete, you win!
  • Easy Online Refi Calculator
  • Historically Low Interest Rates
  • Talk to a Licensed Mortgage Banker If You Prefer Phone
  • Cash-out & Debt Consolidation Options
  • Convenient in-home document signing & No Closing Cost Options Available!

OVERALL RATINGS

 LendingTreeLoan Depot
Loan Options10/108/10
Application Process10/109/10
Reputation10/109/10

Loan Options

 LendingTreeLoan Depot
Lender Type
Marketplace
Lender
Loans Offered
Rate & Term
Cash-out
Rate & Term
Cash-out
Loan Programs
FHA
VA
Conventional
HARP
Jumbo
FHA
VA
Conventional
HARP
Jumbo
Fixed Year Terms
30 Year Fixed
20 Year Fixed
15 Year Fixed
10 Year Fixed
30 Year Fixed
20 Year Fixed
15 Year Fixed
10 Year Fixed
Adjustable Rate Mortgage Terms
10/1 ARM
7/1 ARM
5/1 ARM
10/1 ARM
7/1 ARM
5/1 ARM
3/1 ARM

Application Process

 LendingTreeLoan Depot
FHA Minimum Credit Score
580
580
Maximum LTV
This depends on the individual lender.
Closing Time
This depends on the individual lender.
Loans close in 3-5 days, once the loan documents are signed and delivered back.
Waived Fees
This depends on the individual lender.
After refinancing once with loanDepot, they waive the lender fees and reimburse appraisal fees for any future refinance.

Reputation

Online Reviews

 LendingTreeLoan Depot
Trustpilot Trustscore
9.4
8.4
BBB Rating
A-
A
BBB Positive Reviews
37
434
BBB Negative Reviews
47
168
BBB Neutral Reviews
6
8
Date Collected
2017-07-17
2017-07-18

Contact & Additional Information

 LendingTreeLoan Depot
Homepage URL
Company Phone
(800) 310-1860
(888) 983-3240
Headquarters Address
11115 Rushmore Dr., Charlotte, NC, 28277
26642 Towne Center Drive, Foothill Ranch, CA, 92610
Mailing Address
11115 Rushmore Dr., Charlotte, NC, 28277
P.O. Box 11733, Newark, NJ, 07101
Year Founded
1996
1995

Final Verdict

LendingTree Mortgage Refinance has a higher overall rating than loanDepot Mortgage Refinance. LendingTree scores better than Loan Depot across: Mortgage Types, Qualifying, Mortgage Related Fees, Financial Reputation, Reviews and Support Service, Loan Options, Application Process, and Reputation.


Customer Comments & Reviews

L
Lucy
Copiague, New York
6/5/2017
loanDepot Mortgage Refinance review
I just recinanced my house with LDW, I did not have any problems at all. Every step they did they communicated electronically to me. I started the process on 4-27-2017 and I closed on 5-30-2017 with very good interest rate. Thank you very much. Luvel.


Layo V
Auckland, Auckland
2/2/2017
loanDepot Mortgage Refinance review
great site and very use full, resourceful. has every thing relevant to what i was looking for, look no further than this site to gain what u are looking for. very easy to use, attractive site as well. i like this site


T
Trent H
Pearland, Texas
8/6/2016
LendingTree Mortgage Refinance review
Lending tree does a great job of giving you many options. I do not like the fact that a phone number must be entered immediately. Get ready to have your phone blow up with offers.


J
jon s
Toronto, Ontario
11/26/2015
LendingTree Mortgage Refinance review
that's a good offer for mine. thanks for suggestion