Wells Fargo Mortgage Refinance Review

Rating: 4.4 / 10 (Average)
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Wells Fargo makes mortgages more affordable by offering home refinancing to homeowners. The company offers a variety of mortgage of calculator and financial tools for helping homeowners determine if home refinancing is something that can work for them. Its mortgage refinancing lets you convert your mortgage into a fixed or adjustable rate setup depending on your needs.


Types of Home Refinancing Mortgages

  • Fixed Rate Mortgages
  • Adjustable Rate Mortgages


Other home loan options

Home equity loans

*** Existing Wells Fargo home mortgage clients are eligible for a stream lined refinance with no closing costs, application or appraisal fees.


Qualifying for Mortgage Refinance


Credit Score


Income to Debt Ratio

40% or more

Years Employed

2 years

Loan Terms

Up to 30 years


Things you will need

  • Identity and Income Verification
  • Income/ tax documents
  • Credit verification
  • Homeowners insurance information
  • Purchase contract


Refinance Mortgage Rates


Wells Fargo refinance mortgage calculator gives you a quick estimate of how much a new home loan will save you. Information includes the original loan amount, original term year, years paid and mortgage rate. To get a quick estimate visit Refinance mortgage calculator.


Why Mortgage Refinance at Wells Fargo

Wells Fargo scores high in customer service. Loan officers are very receptive and are adept in answering client queries. Its refinance mortgage calculator is quite useful and easy to use. There were also numerous resources on the site which does not only include information on mortgages but a wide variety of financial topics as well. However, mortgage rates were on the pricier side compared to those we reviewed.  


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Latest Reviews

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Gloria B
Compton, California
Started paperwork to refinance in Dec 2016. It is now the end of May and still no response. They would lose my paperwork and need me to resubmit the same paperwork. All the while charging extension fees. Horrible experience and people that apparently had no clue what they were doing or how to treat a client.