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Compare LendingTree vs. SoFi Mortgage Rates

What’s the difference between LendingTree Personal Loans and SoFi Mortgage? See how our editors compare the two companies below.

Key Facts

  • Personal Loans up to $50,000
  • Rates from 2.49% - 35.99% APR
  • Funds as fast as 24 hours
  • Loan terms of 3 mo - 15 years
  • Easy to compare then apply
  • Credit Score: Excellent/Good/Fair/Poor 

Sample loan: a four-year $20,000 loan with an interest rate of 2.49% and an APR of 2.49% will require an estimated monthly payment of $561.60 and a total cost of $26,956.57.

  • Affordable down payments and no hidden fees
  • Find exclusive rates and get pre-qualified in minutes
  • Receive funds in as little as 30 days after closing
  • Checking initial rates and terms through pre-qualification will not affect your credit score

OVERALL RATINGS

 LendingTreeSoFi
Lender Types0.0/54.4/5
Available Mortgage Types0.0/54.7/5
Customer Experience0.0/54.8/5
Reputation & Transparency0.0/55.0/5

Loan Specifics Compared

LendingTree
vs
SoFi
  • Fixed Rate 10 Year
  • Fixed Rate 15 Year
  • Fixed Rate 20 Year
  • Fixed Rate 30 Year

Minimum Loan Amount

Maximum Loan Amount


Customer Experience Compared


Qualification Requirements Compared


Lender Reputation Compared



Company Profile

Full Name
LendingTree Personal Loans
SoFi Mortgage
Company Website
Headquarters
11115 Rushmore Dr, Charlotte, NC, 28277
234 First Street, San Francisco, CA, 94129

Disclosure

Terms and conditions apply. Before you apply for a SoFi Home Loan, we’d like you to be aware that not all loan programs are available in all states. Learn more at SoFi.com/legal. SoFi Home Loans are eligible for Primary or Second Home residences. SoFi Home Loans are subject to additional credit, income, property, loan amount and other eligibility restrictions and limitations. Not all borrowers are eligible to receive our lowest rates. Product, rates, benefits, terms and conditions are subject to change without notice. Learn more at SoFi.com/eligibility. Licensed by the Department of Business Oversight under the California Financing Law, license # 6054612. SoFi loans are originated by SoFi Lending Corp., NMLS # 1121636 (www.nmlsconsumeraccess.org)

Customer Comments & Reviews

wagnerandreas4200
4/29/2021
SoFi Mortgage review
Sofi loans been great! I’ve been with them for a year. Thanks to CreditMason also for boosting my credit score and clearing my debts when I needed it. I’ll implore anyone that needs to work on their credit to get help at creditmason . net


G
G
1/4/2020
SoFi Mortgage review
Underwriting dept is awful. Provided all info requested and sofi has moved my closing date 3 times. More than 2 months and still have not closed even though I've provided all info. This was for a cash out refi. If you want a quick turn around go elsewhere. If you have time to wait and provide the same info more than once then sofi is for you (eyeroll). I don't even know why they do mort loans. There other loan dept that I have used from sofi are far superior to their mort dept.