Compare LendingTree vs. Loan Depot Mortgage Rates

What’s the difference between LendingTree Mortgage and loanDepot Mortgage? See how our editors compare the two companies below.
Last Updated: April 27, 2018
Disclosure: We receive advertising revenue from some partners. 
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LendingTree Mortgage
9.8 / 10 - Excellent
#1 in Mortgage Rates
loanDepot Mortgage
8.6 / 10 - Excellent
no_rank
vs

Key Facts

 

  • Our #1 Choice - Banks Compete, You Win!
  • Rates as low as 3.75% APR (for 15-year fixed-rate mortgages)
  • Compare quotes from up to 5 lenders in minutes, free of cost
  • Save time, view offers online, and get your free credit score
  • Take advantage of their extensive customer education section
  • Quick and easy online quotes
  • “No steering” policy for mortgage financing
  • Licensed mortgage bankers ready to assist
  • BBB-accredited with an A+ rating
  • Lifetime guarantee on loan refinance fees

OVERALL RATINGS

 LendingTreeLoan Depot
Loan Specifics10/108/10
Customer Experience10/109/10
Qualification Requirements10/109/10
Lender Reputation10/109/10

Customer Experience Compared

Types of Mortgage Loans Offered

LendingTree
vs
Loan Depot
  • Marketplace
  • Fixed Rate 10 Year
  • Fixed Rate 15 Year
  • Fixed Rate 20 Year
  • Fixed Rate 30 Year
  • 3/1 ARM
  • 5/1 ARM
  • 7/1 ARM
  • 10/1 ARM
  • Jumbo Fixed Rate
  • Jumbo Adjustable Rate
  • VA Fixed Rate
  • VA Adjustable Rate
  • FHA Fixed Rate
  • FHA Adjustable Rate

Minimum Loan Amount

$80,000

Customer Experience Compared

Online Features

 LendingTreeLoan Depot
Online Application
Yes
Yes
Online Quote
Yes
Yes
Additional Tools and Resources
Affordability Calculator
Loan-to-debt Ratio Calculator
Help Articles
Check Today's Rates
Mortgage Calculator
Affordability Calculator
Help Articles
Document Checklist
Check Today's Rates

Loan Closing Time

Decision and Closing Times


Qualification Requirements Compared

Key Requirements at a Glance

 LendingTreeLoan Depot
Minimum FICO Score
580
Non-Traditional Credit History Considered?
Yes

Additional Qualification Requirements


Lender Reputation Compared

Key Facts

 LendingTreeLoan Depot
Lender Type
Marketplace
Direct Lender
Year Founded
1996
2010
BBB Rating
A-
A
BBB Positive Reviews
86
565
BBB Negative Reviews
64
217
TrustPilot Rating
9.3 out of 10
9.5 out of 10
Collection Date
2018-02-02
2018-02-05

Complaints & Regulatory Actions

 LendingTreeLoan Depot
Nationwide Mortgage Licensing System ID
1136
174457
The Nationwide Mortgage Regulatory Actions
3
2
Consumer Financial Protection Bureau Complaints
157
57


Company Profile

Full Name
LendingTree Mortgage
loanDepot Mortgage
Company Website
Headquarters
11115 Rushmore Drive, Charlotte, NC, 28277
26642 Towne Center Drive, Foothill Ranch, CA, 92610

Final Verdict

LendingTree Mortgage has a higher overall rating than loanDepot Mortgage. LendingTree scores better than Loan Depot across: Loan Specifics, Customer Experience, Qualification Requirements, and Lender Reputation.