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Compare LendingTree vs. loanDepot Mortgage Rates

What’s the difference between LendingTree Personal Loans and loanDepot Mortgage? See how our editors compare the two companies below.

Key Facts

  • Personal Loans up to $50,000
  • Rates from 2.49% - 35.99% APR
  • Funds as fast as 24 hours
  • Loan terms of 3 mo - 15 years
  • Easy to compare then apply
  • Credit Score: Excellent/Good/Fair/Poor 

Sample loan: a four-year $20,000 loan with an interest rate of 2.49% and an APR of 2.49% will require an estimated monthly payment of $561.60 and a total cost of $26,956.57.

  • Fast-growing, customer-centric lender, 5th largest retail mortgage lender in the US
  • Take advantage of historically low interest rates now - while they last!
  • Expertise across all loan types - over $100 billion in loans funded since 2010
  • "No steering" policy for mortgage financing to put customer first
  • Licensed Loan Officers ready to assist via web or phone
  • A+ BBB Rating: The Highest Rating Offered

OVERALL RATINGS

 LendingTreeloanDepot
Lender Types0.0/55.0/5
Available Mortgage Types0.0/55.0/5
Customer Experience0.0/55.0/5
Reputation & Transparency0.0/55.0/5

Loan Specifics Compared

LendingTree
vs
loanDepot
  • Fixed Rate 10 Year
  • Fixed Rate 15 Year
  • Fixed Rate 20 Year
  • Fixed Rate 30 Year
  • 3/1 ARM
  • 5/1 ARM
  • 7/1 ARM
  • 10/1 ARM
  • Jumbo Fixed Rate
  • Jumbo Adjustable Rate
  • VA Fixed Rate
  • VA Adjustable Rate
  • FHA Fixed Rate
  • FHA Adjustable Rate

Minimum Loan Amount

Maximum Loan Amount


Customer Experience Compared


Qualification Requirements Compared


Lender Reputation Compared



Company Profile

Full Name
LendingTree Personal Loans
loanDepot Mortgage
Company Website
Headquarters
11115 Rushmore Dr, Charlotte, NC, 28277
26642 Towne Center Drive, Foothill Ranch, CA, 92610

Disclosure


Customer Comments & Reviews

huddlepassaway77
2/3/2022
loanDepot Mortgage review
My credit score took a big hit recently because I bought a house and my student loans reflected on my credit score at the same time. I was stuck at 550 for months before i got a massive intervention from creditmason.net. They removed all items affecting my credit and my score went over 750.


M
Matthew G
12/29/2020
loanDepot Mortgage review
they said they offer a lifetime guarantee that will waive their lender fees and reimburse you for your appraisal. But they never call you back. there rate are good but if you plane or think about useing this lifetime guarantee than it is a joke. Don't count on them standing behind there word.


H
Howard
12/10/2019
loanDepot Mortgage review
Went to refinance due to lower interest rates. Contact loandepot and the initial sales personnel Anna Cano was satisfactory. But when I was just transferred to the loan officer-Rick Perez - it was extremely disappointing. I worked with him for months and I never seen or experienced a person who would tell me one thing and it wasn't true often. For example he would not meet previous agreed upon obligations. He would not fulfill fiduciary duties. He would mislead and Stonewall. I had to talk to his boss in order to attempt to get results. The only thing that this change is for him to actually start return my phone calls. But the quality of care, customer service and explanation of discrepancies in the loan estimate and the loan disclosure and many other things led me to come to the conclusion that this is the worst experience I have had buying any property. And one extremely odd and perplexing thing is when he kept procrastinating sending the notary over for the final signing 2 weeks on actually getting sign .fact he kept rescheduling it over and over again I don't know what he gained by postponing the actual notary coming by and sign the documents signing but he he did