Lenda Mortgage Refinance Review

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Lenda is a home mortgage refinancing service that helps homeowners take advantage of today’s competitive mortgage rates to lower their monthly payments. Home loan options offered by Lenda lets you lower your mortgage rates, get cash from your home’s equity, switch to a fixed mortgage or even pay your home faster.


Types of Home Refinancing Mortgage

  • 30 Year FRM
  • 20 Year FRM
  • 15 Year FRM
  • 10 Year FRM

*** Lenda does not offer Adjustable Rate Mortgages


Qualifying for Mortgage Refinance

Qualifying for a mortgage refinance requires a 620 credit score or better.


Refinance Mortgage Rates

Lenda give you an initial estimate of your mortgage refinancing application by using your current home’s value, mortgage balance, location and credit score information.


30 Year Fixed


Monthly P&I Payment

Closing Costs

3.875% (4.09 APR)



4.0% (4.101 APR)




Settlement and Closing Costs

Lenda offers a range of mortgage refinancing options based on mortgage rates and closing costs. More than just showing your mortgage refinance rate and estimated monthly payments, Lenda also includes settlement and closing costs in their results. This gives you a more complete picture of how much refinancing your home really costs.

  • Settlement costs (points, lending fees, title services)
  • Housing expenses (estimated property taxes, homeowners insurance)


Why Mortgage Refinance at Lenda

Lenda only offers fixed rate mortgages so homeowners searching for a different mortgage structure should consider other companies if they wish to switch to an adjustable rate setup. Qualifying for a mortgage refinance can also be difficult for homeowners who have credit scores lower than 620. However, Lenda scores with the amount of information it provides. Included in its results are settlement and closing costs which gives homeowners a more complete picture.  

Top Rated
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9.8 / 10
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Lenda Mortgage Refinance