🇵🇷 Important Hurricane Maria Update from our Headquarters

Lenda Mortgage Refinance Review

Disclosure: We receive advertising revenue from some partners.
 Learn more.
Lenda is a home mortgage refinancing service that helps homeowners take advantage of today’s competitive mortgage rates to lower their monthly payments. Home loan options offered by Lenda lets you lower your mortgage rates, get cash from your home’s equity, switch to a fixed mortgage or even pay your home faster.

Types of Home Refinancing Mortgage

  • 30 Year FRM
  • 20 Year FRM
  • 15 Year FRM
  • 10 Year FRM

*** Lenda does not offer Adjustable Rate Mortgages


Qualifying for Mortgage Refinance

Qualifying for a mortgage refinance requires a 620 credit score or better.


Refinance Mortgage Rates

Lenda give you an initial estimate of your mortgage refinancing application by using your current home’s value, mortgage balance, location and credit score information.


30 Year Fixed


Monthly P&I Payment

Closing Costs

3.875% (4.09 APR)



4.0% (4.101 APR)




Settlement and Closing Costs

Lenda offers a range of mortgage refinancing options based on mortgage rates and closing costs. More than just showing your mortgage refinance rate and estimated monthly payments, Lenda also includes settlement and closing costs in their results. This gives you a more complete picture of how much refinancing your home really costs.

  • Settlement costs (points, lending fees, title services)
  • Housing expenses (estimated property taxes, homeowners insurance)


Why Mortgage Refinance at Lenda

Lenda only offers fixed rate mortgages so homeowners searching for a different mortgage structure should consider other companies if they wish to switch to an adjustable rate setup. Qualifying for a mortgage refinance can also be difficult for homeowners who have credit scores lower than 620. However, Lenda scores with the amount of information it provides. Included in its results are settlement and closing costs which gives homeowners a more complete picture.  

Leave a comment for Lenda Mortgage Refinance
Minimum 2-3 sentences.
 No maximum length.
* What's Your Rating?
To make this comment as helpful as possible for our community, please provide at least 2 sentences.

Customer Comments & Reviews

Loading Reviews ...
Mohammad A
Queen Creek, Arizona
Landa is a horrible mortgage broker. I found the experience to be frustrating and maddening. They kept asking for the same information over and over. They changed their mind from day to day. I had to prove identity several ways. Had to prove my income several different ways. Had to prove my employment status several different ways. At the end of a two month process, we are still in limbo.

Official Response

Admin of Lenda Mortgage Refinance
Mohammad, we are so sorry you feel your experience was frustrating. We always strive to deliver the best possible experience for each customer who works with Lenda. We will continue to be in touch regarding your situation and we appreciate your understanding. In the meantime, feel free to reach out to support@lenda.com with additional questions.

Top Rated
Our Partner
9.8 / 10
  • Our #1 Choice, A+ Rating with the BBB
  • Rates as low as 3.25% APR (15 yr fixed)
  • Compare quotes from up to 5 lenders for free in minutes
  • Save time, view offers online, and get your free credit score
  • More than 40 million customers served
  • When banks compete, you win!