BMO Harris Bank Mortgage Rates Review

BMO Harris offers a wide array of mortgage options. Many customers will find a mortgage that suits their needs with the company's product offering. Offerings include both fixed and adjustable rate mortgages and low down payment mortgages.

BMO Harris' website is well-organized and presents important information on the company's mortgage offerings. Unlike some banks, they post their latest rate ranges online, which can make narrowing your choice of mortgage lender easier.

You can begin the application process online and as you progress through it, you can also upload necessary documents electronically.

Mortgages are complicated and some customers may have questions about the process. The company recommends placing a call to one of its mortgage bankers to start pre-qualification. Sometimes, when making a decision as significant as choosing a mortgage lender, face-to-face meetings (or at least telephone calls) are both more efficient and reassuring. Unlike many lenders, who operate strictly online, BMO Harris offers that opportunity. Customer service is available by phone Monday through Saturday. We think that's a solid plus. But for those who prefer an online-only application, BMO Harris offers that as well.

BMO Harris offers a comprehensive guide to the mortgage process to help customers understand the various steps involved in applying for and closing on a mortgage. The company lists the documentation applicants will need to provide to proceed with pre-qualification and application.

You'll also find a number of calculators that can help you figure out payments and savings on the various homes and mortgage types you may be considering.

BMO Bank receives an A+ rating from the BBB, however it does have complaints on file with that organization. What's more, BMO Harris serves millions of customers. From everything we've seen, it's safe to say that BMO Harris has a lot of happy customers.