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Compare LTC Financial Solutions vs. Mutual of Omaha Long Term Care Insurance

What’s the difference between LTC Financial Solutions, LLC Long Term Care Insurance and Mutual of Omaha Long Term Care Insurance? See how our editors compare the two companies below.
Last Updated: November 09, 2017
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LTC Financial Solutions
9.7 / 10 - Excellent
#2 in Long Term Care Insurance
Mutual of Omaha
9.5 / 10 - Excellent
#3 in Long Term Care Insurance
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Key Facts

  • A+ BBB Accredited, Excellent Reputation
  • 65 years experience
  • Well Connected Broker with Many Long Term Care Providers
  • Comprehensive & affordable coverage plans
  • Protects your assets with Tax-free benefits
  • Eligibility: Ages 45-79, $100k+ net worth, in good health
  • Very Simple Website. Easy to Use.
  • Inflation protection
  • Tax qualified plans
  • Solid financial ratings
  • Spouse Security Benefit option
  • Calendar based elimination period

ConsumersAdvocate.org Ratings

9.7 / 10 - Excellent
10/10
Claims & Benefits
10/10
Policies & Coverage
10/10
Customer Service
10/10
Cost
10/10
Financial Strength
10/10
Reputation
9.5 / 10 - Excellent
9/10
Claims & Benefits
10/10
Policies & Coverage
9/10
Customer Service
10/10
Cost
9/10
Financial Strength
10/10
Reputation

Customer Reviews

 (2)
1.6 / 10 - Terrible
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2 stars
100%
1 stars
 (4)
0.0 / 10 - Terrible
0%
5 stars
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4 stars
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3 stars
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2 stars
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1 stars

Final Verdict

LTC Financial Solutions, LLC Long Term Care Insurance has a higher overall rating than Mutual of Omaha Long Term Care Insurance. LTC Financial Solutions scores better than Mutual of Omaha across: Claims & Benefits, Customer Service, and Financial Strength. However, Mutual of Omaha scores better on Policies & Coverage. Both companies score similarly on Cost, and Reputation.


Latest Reviews

P
Phillip
Harrisburg, Pennsylvania
10/16/2017
Mutual of Omaha Long Term Care Insurance review
MOO offers a 40% Cash Alternative... "Custom Solution", which allows the insured to opt for a max of $2,400 month (plus inflation). In loue of their monthly reimbursement amount. (Balance stays in the policy's pool of money for future use. Reality can be the real test of a contract. Cash is king with Home Care... THE most prevalent form of LTC by far. My parent's are receiving care from a NON-licensed home care person, paid by the carrier... for the past three years. This would not be covered with most Traditional LTCi carriers.


D
David W
Tokyo, Tokyo
6/3/2017
Mutual of Omaha Long Term Care Insurance review
I am looking for LTCI products for my wife and me. I am 63 and my wife is 62, both in excellent health.