Compare GoldenCare vs. Mutual of Omaha Long Term Care Insurance

What’s the difference between GoldenCare Long Term Care Insurance and Mutual of Omaha Long Term Care Insurance? See how our editors compare the two companies below.
Last Updated: January 15, 2018
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GoldenCare
9.8 / 10 - Excellent
#1 in Long Term Care Insurance
Mutual of Omaha
9.8 / 10 - Excellent
#3 in Long Term Care Insurance
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Key Facts

  • Rated A+ by the BBB
  • Monthly cash benefits for spousal home care
  • Nationwide network of agents
  • Affiliated with top long term care carriers
  • Choose between multiple long term care insurance policies
  • Inflation protection
  • Tax qualified plans
  • Solid financial ratings
  • Spouse security benefit option
  • Calendar based elimination period

ConsumersAdvocate.org Ratings

9.8 / 10 - Excellent
10/10
Claims & Benefits
10/10
Policies & Coverage
10/10
Financial Strength
10/10
Reputation
9.8 / 10 - Excellent
10/10
Claims & Benefits
10/10
Policies & Coverage
10/10
Financial Strength
10/10
Reputation

Customer Reviews

 (4)
0.0 / 10 - Terrible
0%
5 stars
0%
4 stars
0%
3 stars
0%
2 stars
0%
1 stars

Final Verdict

GoldenCare Long Term Care Insurance and Mutual of Omaha Long Term Care Insurance are very close in quality and have the same overall rating. That said, Both companies score similarly on Claims & Benefits, Policies & Coverage, Financial Strength, and Reputation.


Customer Comments & Reviews

P
Phillip
Harrisburg, Pennsylvania
10/16/2017
Mutual of Omaha Long Term Care Insurance review
MOO offers a 40% Cash Alternative... "Custom Solution", which allows the insured to opt for a max of $2,400 month (plus inflation). In loue of their monthly reimbursement amount. (Balance stays in the policy's pool of money for future use. Reality can be the real test of a contract. Cash is king with Home Care... THE most prevalent form of LTC by far. My parent's are receiving care from a NON-licensed home care person, paid by the carrier... for the past three years. This would not be covered with most Traditional LTCi carriers.


D
David W
Tokyo, Tokyo
6/3/2017
Mutual of Omaha Long Term Care Insurance review
I am looking for LTCI products for my wife and me. I am 63 and my wife is 62, both in excellent health.