Compare ACSIA Partners vs. Mutual of Omaha Long Term Care Insurance

What’s the difference between ACSIA Partners Long Term Care Insurance and Mutual of Omaha Long Term Care Insurance? See how our editors compare the two companies below.
Last Updated: May 21, 2018
Disclosure: We receive advertising revenue from some partners. 
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ACSIA Partners
9.8 / 10 - Excellent
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Mutual of Omaha
9.0 / 10 - Excellent
#7 in Long Term Care Insurance
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Key Facts

  • Get expert advice and assistance from licensed specialists
  • Offers long term care insurance service nationwide
  • Represents leading insurance companies
  • Free, no obligation long term care insurance quotes
  • Compare rates from major coverage providers
  • Inflation protection
  • Tax qualified plans
  • Solid financial ratings
  • Spouse security benefit option
  • Calendar based elimination period

OVERALL RATINGS

 ACSIA PartnersMutual of Omaha
Claims & Benefits10/109/10
Policies & Coverage10/109/10
Financial Strength9/109/10
Reputation10/109/10

Policies & Coverage

 ACSIA PartnersMutual of Omaha
Policy Types
Individual / Standard
State Partnership
Hybrid Life and Long Term Care
Group
Tax Qualified
Individual / Standard
State Partnership
Group
Tax Qualified
Types of Covered Care
In-Home Care
Assisted Living / Adult Day Care
Nursing Home
Hospice Care
Medical Help Systems
In-Home Care
Assisted Living / Adult Day Care
Nursing Home
Facility Coverage
Any Facility
Any Facility
Available Policy Riders
Inflation Protection
Shared Care
Return of Premium
Waiver of Premium
Alternate Care
Inflation Protection
Shared Care
Alternate Care
Available Discounts
Partner / Household
Preferred Health
Multi-Policy
Partner / Household

Inflation Protection

MutualCare Secure Solution: 3%, 4%, or 5% compound, 3% or 5% compound with an inflation duration of 20 years MutualCare Custom Solution: 1% to 5% compound in .25% increments with an inflation duration of 10, 15, 20 years or lifetime protection.

Policies & Coverage Fine Print


Claims & Benefits

 ACSIA PartnersMutual of Omaha
Maximum Daily Benefit Limit
Varies by Provider
Unlimited Lifetime Benefit Period?
Yes
Elimination Period
30 Day Minimum
0, 30, 60, 90, 180 or 365
Eligibility Requirements
Activities of Daily Living Limitations
Physician Certification / Letter
2nd Physician / Provider Opinion
Prior Hospital Stay
Alzheimer's or Cognitive Impairment
Activities of Daily Living Limitations

Financial Strength & Ratings

*The above information reflects the financial strength of the underwriter of the Mutual of Omaha long term care insurance policies: Mutual of Omaha Insurance Company.

Reputation

 ACSIA PartnersMutual of Omaha
BBB Rating
A+
A+
Number of BBB Positive Reviews
0
0
Number of BBB Neutral Reviews
0
0
Number of BBB Negative Reviews
0
4
Date Collected
2017-12-19
2017-12-20

Contact & Additional Information

 ACSIA PartnersMutual of Omaha
Company Type
Marketplace
Marketplace
Year Founded
2003
1909
Homepage URL
Company Phone
(866) 471-4072
(800) 801-5207
Headquarters Address
5110 Carillon Point, Kirkland, WA, 98033
3301 Dodge St., Omaha, NE, 68175
Mailing Address
5110 Carillon Point, Kirkland, WA, 98033

Final Verdict

ACSIA Partners Long Term Care Insurance has a higher overall rating than Mutual of Omaha Long Term Care Insurance. ACSIA Partners scores better than Mutual of Omaha across: Claims & Benefits, Policies & Coverage, and Reputation. Both companies score similarly on Financial Strength.


Customer Comments & Reviews

P
Phillip
Salt Lake City, Utah
10/16/2017
Mutual of Omaha Long Term Care Insurance review
MOO offers a 40% Cash Alternative... "Custom Solution", which allows the insured to opt for a max of $2,400 month (plus inflation). In loue of their monthly reimbursement amount. (Balance stays in the policy's pool of money for future use. Reality can be the real test of a contract. Cash is king with Home Care... THE most prevalent form of LTC by far. My parent's are receiving care from a NON-licensed home care person, paid by the carrier... for the past three years. This would not be covered with most Traditional LTCi carriers.


D
David W
6/3/2017
Mutual of Omaha Long Term Care Insurance review
I am looking for LTCI products for my wife and me. I am 63 and my wife is 62, both in excellent health.