USA Coverage Life Insurance Review


Rating: 7.9 / 10 (Very good)
Disclosure: We receive advertising revenue from this partner. Learn more.
How is USA Coverage Life Insurance rated?
8/10
Company Reputation
8/10
Customer Experience
8/10
Policies
8/10
Additional Features
7/10
Help and Support
8/10
Online Presence

USA Coverage is an online service that offers insurance products from different leading insurance providers including ING, Transamerica, West Coast Life Insurance Company, and BannerLife. The online marketplace provides instant Health, Auto, Home, Medicare, Annuity, and Life Insurance quotes .By simply entering a zip code, consumers can start receiving quotes and compare rates from multiple life insurance carriers.

Features*

  • Flexible coverage
  • Full selection of policy types
  • Return of premium option for term life policies
  • Offers low minimum coverage amounts starting at $25,000
  • Mortgage life option
  • Diverse assortment of policy riders

*Based on Transamerica Life Insurance program

Life Insurance Plans Offered*

Term Life

Trendsetter Super

  • Convertible term life policy
  • Provides up to $1,000,000 in coverage
  • Amount of coverage selected Is guaranteed to remain the same throughout the entire initial term period
  • Coverage amounts ranging from $25,000 to $2,000,000+
  • Spouse of ages 18-80 may be eligible to apply for coverage
  • Level of premium lengths include 10, 15, 20, 25, and 30
  • Option to convert the policy to a universal life insurance at the end of the term without undergoing additional medical exams

Trendsetter LB

  • Term life insurance policy with living benefits
  • Offers death benefit protection up to $1,000,000
  • Option to receive accelerated death benefit in the event of qualifying critical, terminal, or chronic illness
  • Term period available: 10, 15, 20, 25, or 30 years

Whole Life

Individual Whole Life Insurance

  • Access to cash value
  • Face amounts ranging from $2,000 to $50,000

Group Whole Life Insurance

  • Gain access to up to $25,000
  • Access to a whole life insurance policy through your employer as a voluntary benefit

Universal Life

  • Leaves guaranteed amount of money to named beneficiaries
  • Universal life insurance products: Variable Universal Life Insurance, Group Universal Life Insurance, Index Universal Life Insurance
  • Adjustable insurance payments
  • Growth in policy’s cash value is tax-deferred

Other Life Insurance Related Products:

  • Final Expense Life
  • Accidental Death

*Based on Transamerica Life Insurance programs

USA Coverage Life Insurance – Final Thoughts

USA Coverage offers life insurance shoppers a simple and convenient way to search for leading life insurance providers. It online services helps consumers give access to multiple life insurance quotes helping them make more informed decisions by comparing multiple offers.

DISCLAIMER: USA Coverage is not a licensed insurance agency, but helps connect customers with the right carrier or agency to meet their needs. Actual features may vary from what is shown here.
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