SelectMyPolicy Life Insurance Review

Rating: 7 / 10 (Very good)
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SelectMyPolicy is a free online-service that connects consumers searching for life insurance products to its network of life insurance providers. Its team of licensed insurance professionals then creates list of price quotes for review. SelectMyPolicy is not an insurance provider or agency. Price quotes are sourced from its network of licensed insurance professional who are authorized by life insurance partners.  

Plan Details


  • Conversion Options
  • Customized Policy
  • No Increase in Premiums

Life Insurance Plans Offered

  1. Term Life Insurance
  • No Additional Charges
  • Renewable Assurance Reasonable Rates
  • Transferrable Life Insurance Plan

Term Essential

  • Periods of Premium Level is at 10, 15, 20 and 30 years.
  • Conversion is obtainable until the final period of the level premium or up to age 65.
  • Personalized selections of Living needs benefit, Child Protection, Accidental death benefit and waiver of premium.

Other Term Life Insurance Offered:

  • PruTerm WorkLife 65
  • PruLife One
  • PruLife Return of Premium
  • Term Elite

*Information gathered from Prudential’s Term Life Insurance

B. Permanent Life Insurance

  • Actual Cash Value
  • Lifetime Coverage
  • Estate and Withdrawal Planning

1. Whole Life

a. Prulife Universal Protector

  • Final Expense Benefit
  • Personalized Selections which includes Children Level Term, Accident Death Benefit, Living Needs Benefit, Enhanced Disability Benefit, and Benefit Access Rider
  • Permanent Protection and Final Expense Benefit Guaranteed

Other Whole Life Insurance Offered

  • PruLife Universal Plus
  • PruLife Index Advantages UL    
  • PruLife SUL Protector    
  • PruLife Founders Plus UL   
  • PruLife Survivor Plus UL

*Information stated above were gathered from Prudential’s Whole Life Insurance

Plan Riders  

  • Waiver of Premiums
  • Child Protection
  • Enhanced Disability Benefit
  • Accidental Death Benefit
  • Living Needs Benefit

Financial Summary

Standard and Poor’s

Not Rated

Moody’s Rating

Not Rated

A.M. Best FSR


SelectMyPolicy Life Insurance – Final Thoughts

SelectMyPolicy is a great pick for individuals looking for hassle-free process of comparing multiple life insurance policies. With the help of its insurance professionals and network of life insurance providers, selecting the best policy is easier.







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