Best Quotes Life Insurance Review

Rating: 7.4 / 10 (Very good)
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Best Quotes life Insurance is an online marketplace for life insurance. It gives consumers the opportunity to compare several insurance quotes from multiple lenders in just minutes. Best Quotes also gives consumers to other insurance products such as Home, Health, Auto, and Life. With its simple and quick processing, consumers can get results in just minutes and find the best rate that works for them. With Best Quotes, consumers can find life insurance offers from the nation’s leading providers including Travelers, Nationwide, Allstate, Farmers, and Liberty Mutual.


  • Flexible coverage
  • Guaranteed benefits
  • Guaranteed level premiums
  • Access to cash value
  • Accumulate cash value
  • Flexible premiums

*Based on Liberty Mutual Life Insurance program

Life Insurance Plans Offered

Term Life

  • Available in 10-, 15-, 20-, or 30-year term
  • Rates are guaranteed not to increase for the entire length of the term
  • Income tax-free death benefit
  • Flexibility to convert both the base policy and the Spouse rider to permanent coverage or equal or lesser value without additional medical requirements
  • Options to customize policy with riders

Whole Life

  • Premium payments remain the same over the life of the policy
  • Premium payment options: WL 100 AND 20-pay WL
  • Permanent protection
  • Ability to customize policy with riders for an additional charge
  • Income tax-free death proceeds
  • Access to your money through loans (additional charges and certain restrictions apply)
  • Guaranteed cash value and death benefits


  • Premiums that won’t increase
  • No “use it or lose it” risk
  • Flexible coverage options
  • Long-term care coverage linked to a fixed-premium universal life insurance policy


  • Choices of Protection VUL, Accumulation VUL, and Survivorship VUL
  • Access to professionally managed investments
  • Use policy for multiple planned financial needs
  • Income tax-free death benefits
  • Tax-deferred cash value growth
  • Customize with a comprehensive list of additional riders for your children and spouse

*Information stated above are based on Nationwide Life Insurance program

Best Quotes Life Insurance – Final Thoughts

Best Quotes is a great place to compare rates from different life insurance providers. The service is free and comes with no obligation to purchase. The website offers a convenient and quick process of getting access to multiple life insurance quotes all by entering a zip code. Best Quote Life Insurance does not only help consumers get access to the best life insurance plans available but also educates them on how to select the best plans that works for them.


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