Compare AFC Home Club vs. Home Service Club Home Warranties

What’s the difference between America's 1st Choice Home Club Warranty and Home Service Club? See how our editors compare the two companies below.
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Select 2 home warranties companies to compare
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AFC Home Club
9.1 / 10 - Excellent
#2 in Home Warranties
Our Partner
Home Service Club
9.1 / 10 - Excellent
#3 in Home Warranties
Our Partner
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Key Facts
  • Unlimited number of repairs
  • $60 service fee
  • Large contractor network
  • No prior inspections required
  • Coverage for old homes
  • Nationwide Except AK, SC, FL or HI
  • Strong online ratings and reviews
  • 24/7 service team schedules repairs fast
  • No home inspection needed
  • Extensive list of system and appliance coverage
  • 2 plans to fit your budget
  • Award winning service!
ConsumersAdvocate.org Ratings
9.1 / 10 - Excellent
10/10
Plan Value
9/10
Customer Experience
10/10
Contracts
9/10
Restrictions
9/10
Contractor Network
9/10
Customer Base
9.1 / 10 - Excellent
10/10
Plan Value
10/10
Customer Experience
10/10
Contracts
7/10
Restrictions
9/10
Contractor Network
8/10
Customer Base
Customer Reviews
 (36)
5.0 / 10 - Average
36%
5 stars
6%
4 stars
3%
3 stars
3%
2 stars
53%
1 stars
 (33)
6.8 / 10 - Very good
58%
5 stars
6%
4 stars
0%
3 stars
3%
2 stars
33%
1 stars
Final Verdict

America's 1st Choice Home Club Warranty and Home Service Club are very close in quality and have the same overall rating. That said, AFC Home Club scores better than Home Service Club across: Restrictions, Contractor Network, and Customer Base. Whereas, Home Service Club scores better on Plan Value, and Customer Experience. Both companies score similarly on Contracts.

Latest Reviews

U
Ulrick H
Burlington, Vermont
Home Service Club review
3/10/2017
So this is for our first experience with a claim. First claim ever with any home warranty. We are new to the idea of home warranties and have been paying our monthly bills and now our bathroom had a leak and a big puddle. We requested a plumber on the phone and a girl took all of our information and very confidently said she'll call us back soon. We missed a call and got a message from her telling us a plumber was set to our request. Another girl called this time from the plumbing company and we scheudled an appointment for later in the day when they had availability. The plumber came and had to take apart our toilet and change the flange and ring and put all back together. He tested the toilet and made sure it was ok before he left. There hasn't been a leak since and looks like it is good. We are happy with our claim result.

G
[email protected]
America's 1st Choice Home Club Warranty review
2/5/2017
I had a problem with my microwave oven(Built in not free standing) and was first told not covered. When I called back to complain, they did send me a check which I thought was satisfactory (microwave was 13 years old but in great shape). I truly think they thought it was a free standing model. All in all, a little bit aggravating but they came thru. Gerald G. Glenview,Il

S
shaw m
Indianapolis, Indiana
Home Service Club review
2/2/2017
A man came out from a heating and cooling ocmpany we have used before and replaced the blower motor and capacitor and all we paid was our deductible instead of the $700 it costs, and in half an hour all was over. The system works fine and the man said it was in great condition and claim was over before I knew it.

N
N
Atlanta, Georgia
America's 1st Choice Home Club Warranty review
1/21/2017
Called AFC to get a quote, since my former warranty company, First American raised their rate a couple hundred dollars and their visit is higher now, too. Received excellent service from Adrian and based on the rates and coverage I signed up with AFC.

M
Mark P
America's 1st Choice Home Club Warranty review
7/25/2016
I have had an AFC Home Club plan for 6 months now and have had to use their services 3 times already unfortunately. Once for my dishwasher, another for my AC and a third time for a bathtub/faucet issue. Every time I have put a request in they have been quick to respond, schedule a technician and handle the problem without much stress. I am so very glad I am covered with my home club plan and plan to renew year after year to keep my home protected.

J
Jenny S
Atlanta, Georgia
America's 1st Choice Home Club Warranty review
4/5/2016
I have read the reviews of this company and must say AFC is the best I have ever dealt with. I filed my claim request and within 2 hours the service had been set up. The man that came out was great and fixed my problem within a few minutes. Thanks AFC for being there when I needed you most.

T
Tihia G
Brooklyn, New York
Home Service Club review
3/3/2016
I am a proud member of the home service club for some time now and i am so happy. I have always received the best customer service and with my busy sech they always handle it all for me in a timely manor. Only thing for me to do is to be home to let techs in and the rest is done for me. With my old house that I grew up in and all the problems that happen due to age I am so happy that the home service club covers me and they always renew me. My last home warranty got rid of me the moment I expired and I only had two problems in a year (one they didnt cover because it was deemed pre existing). This company didnt do that to me and I was very greatful. After these couple of years with them and them almost replacing all of my appliances I can say I will stay with them forever. Even when not covered cause my sons basketball knocked my garage door opener off and broke it to pieces they got me a company that gave me the discount that they would give the home service club OOOO and the garage door company moved me up and gave me a sooner appointment time because I was a member of the home service club and we all know we need a garage door working. Thanks to everyone at the home service club.

K
Ksenia
Middle Village, New York
Home Service Club review
2/25/2016
We have been with The Home Service Club for a little over two years now and have had a couple of minuscule claims. All went well as they should have and we never had any complaints and never left any reviews. We, just recently, finished our first what I would call major claim. Heating stopped working and the house got cold quickly. It was one of those things which make you instantly nervous. But that was short lived. We were given a technician who came to the house right way and was exceptionally polite and confident in his abilities. A total of less than a couple of hours and a few trips back and forth to his truck, he replaced a few parts and everything was running again. He showed my husband what the problems were and left his business card for future maintenance work which we will be happy to hire him for. It has been a few days now and not a worry so far. We were notified by The Home Service Club to learn that the major repair was authorized and we were only responsible for our deductible just like on the previous smaller claims. We are both pleased with this as we were with the previous ones and it deserves taking a few minutes to write this feedback. You can call us satisfied customers.