Compare AFC Home Club vs. Home Service Club Home Warranties

What’s the difference between America's 1st Choice Home Club Warranty and Home Service Club Home Warranty? See how our editors compare the two companies below.
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Select 2 home warranties companies to compare
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AFC Home Club
9.2 / 10 - Excellent
#2 in Home Warranties
Our Partner
Home Service Club
9.1 / 10 - Excellent
#4 in Home Warranties
Our Partner
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Key Facts
  • Award winning service
  • Save 10% on any plan
  • Dedicated account managers
  • Choose your own service technicians
  • Longest work guarantee
  • Unlimited number of repairs
  • Strong online ratings and reviews
  • 24/7 service team schedules repairs fast
  • No home inspection needed
  • Extensive list of system and appliance coverage
  • 2 plans to fit your budget
  • Award winning service!
ConsumersAdvocate.org Ratings
9.2 / 10 - Excellent
10/10
Coverage
9/10
Reputation
10/10
Contract & Price
9/10
Claims & Service
10/10
Contractor Network
9/10
Customer Base
9.1 / 10 - Excellent
10/10
Coverage
10/10
Reputation
10/10
Contract & Price
7/10
Claims & Service
9/10
Contractor Network
8/10
Customer Base
Customer Reviews
 (59)
4.6 / 10 - Average
34%
5 stars
3%
4 stars
2%
3 stars
3%
2 stars
54%
1 stars
 (42)
6.8 / 10 - Very good
57%
5 stars
5%
4 stars
2%
3 stars
2%
2 stars
33%
1 stars
Final Verdict

America's 1st Choice Home Club Warranty and Home Service Club Home Warranty are very close in quality and have the same overall rating. That said, AFC Home Club scores better than Home Service Club across: Claims & Service, Contractor Network, and Customer Base. Whereas, Home Service Club scores better on Coverage, and Reputation. Both companies score similarly on Contract & Price.

Latest Reviews

K
kristian s
Fort Collins, Colorado
America's 1st Choice Home Club Warranty review
7/24/2017
Greetings! I wanted to pay a compliment to Paul Jones for being knowledgeable and helpful in explaining the full process and plans with AFC. He explained how the home warranty worked if there was to be a claim. Paul made sure I understood the processes as well as what I needed to do to make sure I was covered when it came to my A/C or heating system. Paul was also able to tweak the Gold plan to my satisfaction giving me the exact coverage I needed. After speaking with him I felt much more comfortable about the home warranty I was purchasing.

B
Bill D
Queen Creek, Arizona
America's 1st Choice Home Club Warranty review
7/18/2017
AFC handled our claim quickly and efficiently. The company that made the repair, Rhino Appliance Repair, did a great job. I was very impressed by the entire process.

P
Penny
Austin, Texas
Home Service Club Home Warranty review
7/7/2017
7/27 I'm updating the review to average because HSC got the problem resolved, the repair was paid for, and we received promises of better service in the future. I won't go higher because it was not painless, and I have no proof it will be in the future--yet. HSC called a local company that was supposed to respond to our electrical problem and we never heard from them. Customer service didn't escalate to a supervisor until after I complained loudly and publicly. The problem was with the electrical panel, in 100+ degree heat, and could have been dangerous. Never had a problem with this issue before. Yet, we could not get service. We paid for the repair to make sure our house didn't burn down. I filed a complaint with the BBB in NY too and have also let them know the complaint was resolved.

J
Jenny C
Baton Rouge, Louisiana
Home Service Club Home Warranty review
6/15/2017
I have gone through several home warranty companies before i found this one and let me tell you they are HONEST! this company is more than fair and has always been completely honest in every way. To date I have had 3 claims and each has been handled quickly with good contractors and no issues. It took a long time to find such a good company and I'm happy I did I'm a single mother of four and am completely helpless when things break down so its great to have a home warranty you can really depend on.

M
Mark P
Decatur, Georgia
America's 1st Choice Home Club Warranty review
7/25/2016
I have had an AFC Home Club plan for 6 months now and have had to use their services 3 times already unfortunately. Once for my dishwasher, another for my AC and a third time for a bathtub/faucet issue. Every time I have put a request in they have been quick to respond, schedule a technician and handle the problem without much stress. I am so very glad I am covered with my home club plan and plan to renew year after year to keep my home protected.

J
Jenny S
Atlanta, Georgia
America's 1st Choice Home Club Warranty review
4/5/2016
I have read the reviews of this company and must say AFC is the best I have ever dealt with. I filed my claim request and within 2 hours the service had been set up. The man that came out was great and fixed my problem within a few minutes. Thanks AFC for being there when I needed you most.

T
Tihia G
Brooklyn, New York
Home Service Club Home Warranty review
3/3/2016
I am a proud member of the home service club for some time now and i am so happy. I have always received the best customer service and with my busy sech they always handle it all for me in a timely manor. Only thing for me to do is to be home to let techs in and the rest is done for me. With my old house that I grew up in and all the problems that happen due to age I am so happy that the home service club covers me and they always renew me. My last home warranty got rid of me the moment I expired and I only had two problems in a year (one they didnt cover because it was deemed pre existing). This company didnt do that to me and I was very greatful. After these couple of years with them and them almost replacing all of my appliances I can say I will stay with them forever. Even when not covered cause my sons basketball knocked my garage door opener off and broke it to pieces they got me a company that gave me the discount that they would give the home service club OOOO and the garage door company moved me up and gave me a sooner appointment time because I was a member of the home service club and we all know we need a garage door working. Thanks to everyone at the home service club.

K
Ksenia
Woodside, New York
Home Service Club Home Warranty review
2/25/2016
We have been with The Home Service Club for a little over two years now and have had a couple of minuscule claims. All went well as they should have and we never had any complaints and never left any reviews. We, just recently, finished our first what I would call major claim. Heating stopped working and the house got cold quickly. It was one of those things which make you instantly nervous. But that was short lived. We were given a technician who came to the house right way and was exceptionally polite and confident in his abilities. A total of less than a couple of hours and a few trips back and forth to his truck, he replaced a few parts and everything was running again. He showed my husband what the problems were and left his business card for future maintenance work which we will be happy to hire him for. It has been a few days now and not a worry so far. We were notified by The Home Service Club to learn that the major repair was authorized and we were only responsible for our deductible just like on the previous smaller claims. We are both pleased with this as we were with the previous ones and it deserves taking a few minutes to write this feedback. You can call us satisfied customers.