Compare Progressive vs. USAA Homeowners Insurance
What’s the difference between Progressive Home Insurance and USAA Home Insurance? See how our editors compare the two companies below.
Last Updated: March 14, 2024
Key Facts
Bundle your home & auto policies & save even more
- Exceptional customer service experience
- Provides financial protection for your home, both inside and out
- Condo & townhouse policies available
- Choose from various add-on protection options
- Strong financial ratings
- Wide variety of home insurance plans
- Multiple types of coverage available
- Provide up to 75% of value for personal property coverage, with no depreciation
- Only available for active and retired US service members and their families
OVERALL RATINGS
| Progressive | USAA | |
|---|---|---|
| Coverage Options | 4.5/5 | 4.8/5 |
| Pricing and Discounts | 4.5/5 | 4.8/5 |
| Customer Service | 4.8/5 | 4.8/5 |
| Financial Strength | 5.0/5 | 4.6/5 |
| Add-On Coverages | 4.5/5 | 4.8/5 |
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Final Verdict
USAA Home Insurance and Progressive Home Insurance are very close in quality and have the same overall rating. That said, USAA scores better than Progressive across: Coverage Options, Pricing and Discounts, and Add-On Coverages. Whereas, Progressive scores better on Financial Strength. Both companies score similarly on Customer Service.
Customer Comments & Reviews
USAA Home Insurance review
Thwere is no record of PNC Bank having perchassed or owning USAA. In 2020 PNC sued USAA for patent infringement. Charles Schwab purchased USAA's Investment Division. Any further information about PNC Bank and USAA would be appreciated.
USAA Home Insurance review
We've been USAA Homeowners members at least 13 years. We had a bathroom toilet leak, caused 7000.00 in damage. They were great to work with fixing the damage. Just got our new annual premium and they raised our annual rate to over 1000.00 dollars. Amica can beat them by 1300.00 dollars a year. So it's been fun USAA but we're moving on to a different high quality company.
Progressive Home Insurance review
802 s 8 St Aransas pass tx 78336
USAA Home Insurance review
I have been insured with USAA for approx. 3 years and have been very please with their level of customer service. Over these few years I have filed multiple claims with my home and cars due to no fault of my own. I have experienced lightening damage to my house and a tree falling onto the roof. I have a few claims with my automobiles due to uninsured or under insured motorist. USAA did not give me any problem with these claims. They were very responsive to my calls and move the claim swiftly. I have been very pleased with them. The only concern I have is the substantial increase in my policy over these few years. I expect it to increase but not this much. I believe USAA is a great company, but I may need to look for another carrier with lower rates for the next year. Hopefully, they will treat me with the same level of customer service that I received from USAA.
