Compare Esurance vs. USAA Home Owners Insurance

What’s the difference between Esurance Home Insurance and USAA Home Insurance? See how our editors compare the two companies below.
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Esurance Home Insurance
9.6 / 10 - Exellent
#3 in Home Owners Insurance
Our Partner
USAA Home Insurance
9.6 / 10 - Exellent
#4 in Home Owners Insurance
Our Partner
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Key Facts
  • Insurance for the Modern World, Backed by Allstate
  • Smart technology: photo claims & video appraisal
  • 24/7 service and big savings
  • Protect your home, finances, family
  • Get a fast, free quote in minutes
  • Compare their policy with free Calculator & Online Tools
  • Strong financial ratings
  • Only available for active and retired US service members
  • Wide variety of home insurance plans
  • Multiple types of coverage available
  • Provide up to 75% of value for personal property coverage, with no depreciation
ConsumersAdvocate.org Ratings
9.6 / 10 - Exellent
10/10
Company Reputation
10/10
Customer Experience
10/10
Discounts
10/10
Online Presence
9/10
Customer Service
9.6 / 10 - Exellent
10/10
Company Reputation
9/10
Customer Experience
10/10
Discounts
10/10
Online Presence
10/10
Customer Service
Final Verdict

Esurance Home Insurance and USAA Home Insurance are very close in quality and have the same overall rating. That said, Esurance scores better than USAA across: Customer Experience, and Online Presence. Whereas, USAA scores better on Company Reputation, and Customer Service. Both companies score similarly on Discounts.