Compare LendingTree vs. Rate Marketplace Home Equity Loans

What’s the difference between LendingTree Home Equity Loans and Rate Marketplace Home Equity Loans? See how our editors compare the two companies below.
Last Updated: May 22, 2018
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LendingTree
9.7 / 10 - Excellent
#1 in Home Equity Loans
Rate Marketplace
8.8 / 10 - Excellent
#10 in Home Equity Loans
vs

Key Facts

  • Our #1 Choice
  • Rates as low as 4.09% APR
  • Make your home improvements that add value to your home
  • Get cash for a large purchase
  • Pay for college
  • Consolidate debt
  • When banks compete, you win!
  • A+ BBB Accredited
  • Equal Housing Opportunity Lender
  • Multiple types of home equity loans offered
  • Large network of lenders to choose from
  • Get up to 5 free quotes
  • Easy Eligibility Requirements

OVERALL RATINGS

 LendingTreeRate Marketplace
Loans10/109/10
Qualifications10/109/10
Reputation9/108/10
Consumer Experience10/109/10

Loans Compared

 LendingTreeRate Marketplace
Lender Type
3rd Party Marketplace
3rd Party Marketplace
Loan Types Available
Home Equity Loan
Home Equity Line of Credit
Cash-out Refinance
Home Equity Loan
Cash-out Refinance
Home Equity Loan Fixed Rates Starting At
4.09%
Max HELOC Draw Period
20 years
HELOC Fixed Rates Starting At
3.24%
Cash-out Refinance Terms
15, 30 years
Cash-out Refinance Fixed Rates Starting At
Depends on the lender.
Origination Fee
Depends on the lender.
Closing Fee
Depends on the lender.
Maintenance Fee
Depends on the lender.
Application Fee
Depends on the lender.

Qualification Differences

 LendingTreeRate Marketplace
Loan Qualifications
Property Appraisal
Proof of Employment
Primary Residence
Second Home
Property Appraisal
Proof of Employment
Primary Residence
Minimum Home Equity
80%

Customer Experience

 LendingTreeRate Marketplace
Site Features & Technology
Home Equity Calculator
Mobile App
Online Application
Online Quote
Online Quote

Reputation

 LendingTreeRate Marketplace
Average Mortgage Size
$252,160
Nationwide Mortgage Licensing System ID
1136
1137890
Nationwide Mortgage Regulatory Actions
2
1
Trust Pilot Rating
9.4 out of 10
BBB Rating
A-
A-
Number of BBB Positive Reviews
55
0
Number of BBB Neutral Reviews
10
0
Number of BBB Negative Reviews
53
9
Date Collected
2017-08-17
2017-08-17

Additional Details

 LendingTreeRate Marketplace
Homepage URL
Company Phone
(800) 813-4620
(650) 539-0387
Headquarters Address
11115 Rushmore Drive, Charlotte, NC, 28277
1400 Fashion Island Blvd., Suite 310, San Mateo, CA, 94404
Mailing Address
11115 Rushmore Drive, Charlotte, NC, 28277
1400 Fashion Island Blvd., Suite 310, San Mateo, CA, 94404
Year Founded
1997
2013

Final Verdict

LendingTree Home Equity Loans has a higher overall rating than Rate Marketplace Home Equity Loans. LendingTree scores better than Rate Marketplace across: Loans, Qualifications, Reputation, and Consumer Experience.


Customer Comments & Reviews

J
Jake T
Los Angeles, California
5/19/2017
LendingTree Home Equity Loans review
I had an amazing time getting a loan with Lendingtree. They made it easy, fast and affordable. I am definitely going to recommend them to all my friends and family. My wife is super happy too and I'm not paying a crazy interest rate.