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Founded in 2017, ZapRates is an online lending marketplace that lets consumers receive pre-approved quotes from multiple lenders. It offers various mortgage products, such as purchase mortgages, mortgage refinances, home equity loans, and home equity lines of credit, also known as HELOCs.

How Do We Rate ZapRates?

Breakdown

Our Overall Rating: 0 / 5 (N/A)

Since it is a marketplace, ZapRates lets customers find and compare quotes for home equity loans and home equity lines of credit (HELOCs). Shopping around is an essential part of getting the best terms on a loan. The quote tool is easy to use and their resources page is very helpful for homeowners and potential borrowers.

ZapRates Features

Lender Type
3rd Party Marketplace
Loan Types Available
Home Equity Loan
Home Equity Line of Credit
Cash-out Refinance
Reverse Mortgages
Waived Fees
Closing Fee
Application Fee
Appraisal Fee

ZapRates Qualifications

Minimum Home Equity
10%

ZapRates Customer Experience

Total Consumer Financial Protection Bureau Complaints
0
Site Features & Technology
Online Application
Online Quote

Date Collected
2018-04-13

Contact & Additional Information

Homepage URL
Company Phone
(800) 969-5701
Headquarters Address
78 SW 7th Street, Ste 500, Miami, FL, 33130
Year Founded
2017

Top Rated
Our Partner

  • Receive pre-approved quotes from multiple lenders
  • Get a lump sum home equity loan
  • Open a home equity line of credit (HELOC)
  • With HELOCs, only borrow as much as you need
  • No application, closing, or appraisal fees

Latest ZapRates Reviews

D
Doug T

5/17/2018
No HELOC lenders available. Thought I may have made an error with completing home value or mortgage balance. However, there is no way to determine if I did make a mistake.