Best Life Insurance 2025
Best for flexible, comprehensive whole life policies
- Age Eligibility: Up to 90 years old
- Offers customizable coverage with dividend eligibility
- Provides strong financial stability and reputation for reliability
The ranks shown are provided by a third party for the advertisers and are not on behalf of any particular product or its performance. Click here for additional details.
🥇 Get $250k in Term Life Insurance for as Low as $13/month
- A Trusted Partner since 1995
- Customizable Policies that Fit Your Needs and Budget
- Term Life Insurance up to $10M+
- Apply 100% Online or with the Help of an Agent
- Term Life Insurance that’s ideal for Ages 35-65.
- Buy direct from an insurance company American families have been trusting for over 115 years.
- Skip the middleman. Protect your privacy and keep your data secure.
- All term life policies include living benefits and conversion options.
- Permanent policies available upon request.
- Get an instant rate quote and apply today.
Best for Flexible Term Life with Conversion Options
-
Build cash value with flexible premiums
- Term lengths with the option to convert some or all to a whole life policy
- Spouse protection
Best for instant approval with no medical exams
- Permanent life insurance up to $1M with cash value growth.
- Tax-advantaged + safe from market downturns.
- Flexible premiums based on your growth goals.
A+ score, BBB-accredited
- Eligibility: ages 55-70, $100k+ net worth, in good health
- Brokers with decades of experience
- Many long term care provider partners
- Comprehensive, affordable plans
- Protects your assets with tax-free benefits
Approval in less than 15 minutes for as little as $7 a month
- Term periods ranging from 10 to 40 years
- Policies available to adults 20 to 75
- Coverage available in all 50 states
- 1.3 million policies written in the US
- Highly-rated for financial stability