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Compare Liberty Mutual vs. State Farm Earthquake Insurance

What’s the difference between Liberty Mutual Earthquake Insurance and State Farm Earthquake Insurance? See how our editors compare the two companies below.
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Liberty Mutual
9.0 / 10 - Excellent
#4 in Earthquake Insurance
State Farm
9.3 / 10 - Excellent
#3 in Earthquake Insurance
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Key Facts

  • Free online estimates
  • 24/7 customer claim service
  • Telephone support
  • Online calculator
  • Get Instant Quotes
  • Coverage for personal items
  • Wireless home monitoring
  • State Farm App

ConsumersAdvocate.org Ratings

9.0 / 10 - Excellent
9/10
Coverage and Protection
8/10
Plan Details
10/10
Structures Covered
9/10
Discounts
9/10
Help and Support
9.3 / 10 - Excellent
9/10
Coverage and Protection
9/10
Plan Details
10/10
Structures Covered
9/10
Discounts
10/10
Help and Support


Final Verdict

State Farm Earthquake Insurance has a higher overall rating than Liberty Mutual Earthquake Insurance. State Farm scores better than Liberty Mutual across: Plan Details, and Help and Support. Both companies score similarly on Coverage and Protection, Structures Covered, and Discounts.