Compare eHealth vs. Guardian Dental Insurance

What’s the difference between eHealth Dental Insurance and Guardian Dental Insurance? See how our editors compare the two companies below.
Last Updated: May 16, 2018
Disclosure: We receive advertising revenue from some partners. 
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eHealth Dental Insurance
9.7 / 10 - Excellent
#8 in Dental Insurance
Guardian Dental Insurance
9.1 / 10 - Excellent
#10 in Dental Insurance
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Key Facts

  • Highly competitive prices from most major providers including Delta Dental
  • Dental indemnity plan
  • More than 200 licensed agents
  • 24/7 Live Chat Support
  • Online Account Management
  • One of the largest provider networks 
  • Over 83,000 providers @ more than 171,000 locations nationwide
  • 2.5 day average processing time and 99% accuracy rate
  • Average discounts 30%

 


ConsumersAdvocate.org Ratings

9.7 / 10 - Excellent
10/10
Coverage
10/10
Benefit Limits
10/10
Plan Options
10/10
Customer Service
9/10
Cost
10/10
Reviews
9.1 / 10 - Excellent
9/10
Coverage
10/10
Benefit Limits
9/10
Plan Options
8/10
Customer Service
9/10
Cost
10/10
Reviews

Customer Reviews

 (2)
5.6 / 10 - Average
50%
5 stars
0%
4 stars
0%
3 stars
0%
2 stars
50%
1 stars
 (54)
2.0 / 10 - Terrible
2%
5 stars
0%
4 stars
4%
3 stars
6%
2 stars
87%
1 stars

Final Verdict

eHealth Dental Insurance has a higher overall rating than Guardian Dental Insurance. eHealth scores better than Guardian across: Coverage, Plan Options, Customer Service, Cost, and In-Network Dentists. However, Guardian scores better on Reviews. Both companies score similarly on Benefit Limits.


Customer Comments & Reviews

D
DJ
San Jose, California
3/23/2018
Guardian Dental Insurance review
Unfortunately I've had bad experience with GDI but thing are getting better. One example is trying to get a replacement bridge approved. My Dentist sent 2 requests with x-rays to Guardian and did not receive any response. I took the reins and called Guardian one day. The rep told me there was no record of for a bridge replacement. She but me on hold, got back to me and said the request was waiting approval. I replied, "I thought your records showed not requests." She said it was seen further down the document she was reading and Guardian would call me back in two hours to let me know the results. Yes, guessed it, I did not receive a telephone call. I called back the next day, got the same run around but the only difference was I had to wait 48 hours for an update. After hanging up, I called Guardian again and this time was told a different story. The claim was approved. Wow! miracles never seem to amaze me. In a matter of minutes I received a negative response and than a positive one from a Guardian rep. A good lesson from this whole ordeal is to stay persistent. Do not let your guard down. Unfortunately one has to stay persistent this days to get "good customer" service.


Sylvia L
Albany, New York
12/7/2017
eHealth Dental Insurance review
I like the company Will like to know more


Nicole D
Boston, Massachusetts
9/16/2017
Guardian Dental Insurance review
This coverage is terrible. The communication is awful, customer service can't speak English and therefore has trouble communicating information. They said they'd cover 80% for out of network fillings, then they tell me it's 80% of the rate THEY decide, not what the dentist charges. They didn't even cover the full cost of my cleaning. If you have another option, choose it. also, it won't let me rate anything below very good, what a scam!


R
regina
Rocky Mount, Virginia
8/11/2017
Guardian Dental Insurance review
great network of doctors and processing of claims