LendingTree Debt Consolidation Review

Rating: 9.1 / 10 (Excellent)
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LendingTree is financial services referral service and a mortgage broker that connects people who need to borrow money to appropriate loan companies. Among other things, LendingTree refers people in need of debt relief to companies that make loans for that purpose. Those companies offer various products, including personal loans, balance-transfer credit cards, home equity lines of credit, and debt management plans.

How is LendingTree rated?


Pricing & Fees

Overall Rating: 9.1 / 10 (Excellent)

LendingTree is a model of what online loan marketplaces ought to be. Its website is full of information and is easy to use. Its size and scale maximize the possibility that customers will get a variety of loan offers from different companies. The company's reputation is excellent. Although LendingTree does not offer credit counseling, bankruptcy, or debt settlement services, within its debt consolidation loan niche, it is at the top of the industry.

LendingTree Services

Services - 9 / 10

LendingTree refers people who want to consolidate their debts to various banks, mortgage companies, and moneylenders. It doesn't offer debt counseling or bankruptcy services. The details of the services that each customer receives will be determined by which lender they do business with.
Services Offered
Debt Consolidation
Debt Consolidation Loans


Qualification - 9 / 10

Because LendingTree deals with a number of financial institutions, it can assist consumers with a broad range of debt issues. Minimum debt amounts and additional qualifications will be determined by those individual lenders.
Debt Solutions For
Personal Loans
Medical Bills
Business Debt
Unsecured Loans
Credit Cards
Collections & Repossessions
Student Debt
IRS Tax Debt

Pricing: How much does LendingTree cost?

Pricing & Fees - 9 / 10

The pricing and fees for debt consolidation loans brokered by LendingTree are set by each individual lender. However, one of the company's chief selling points is the notion that by using LendingTree, consumers encourage banks to compete against each other as they pursue LendingTree's customers. This does not ensure low fees in any given case, but it does suggest that it would be wise for consumers to compare the pricing and fees from different loan companies recommended by LendingTree.


Reputation - 9.2 / 10

LendingTree was one of the founders of the online loan marketplace industry. The company continues to have a reputation for excellence and innovation in the field. It's one of the few financial services companies whose positive BBB reviews significantly outnumber its negative ones. And it has a excellent rating with TrustPilot. In 2012, the company paid $3 million to settle claims brought by regulators in South Carolina, who alleged that the company didn't inform consumers that it received payments from lenders it referred prospective borrowers to. Since then, however, there has been no reported consumer litigation involving the company. In sum, the company has an excellent reputation.

Company Details

Year Founded

Compliance & Accreditations

IAPDA Accredited
FTC Compliant

Online Reviews

Trust Pilot Rating
9.3 out of 10
BBB Rating
Number of BBB Positive Reviews
Number of BBB Neutral Reviews
Number of BBB Negative Reviews

Contact & Additional Information

Homepage URL
Headquarters Address
11115 Rushmore Drive, Charlotte, NC, 28277

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Customer Comments & Reviews

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Aurora, Illinois
I don’t understand why you would have a network of companies who deny you because your credit history/report/scores and amount of debt isn’t good enough, when that’s EXACTLY WHY IM HERE! Duh! I need help, not hope, then denials. No one with good credit to excellent credit really needs to fill out the application, or go this route anyway so what are y’all doing here anyway- creating false hope? How do you make money off this?

, Missouri
I like the rating and how they work. Would like to clear up my Credit

Our Partner
9.1 / 10
  • Debt consolidation loan calculator
  • Loan terms from 3 months to 15 years
  • Get loan amount from $1,000 to $35,000 is as fast as 24 hours.
  • Compare up to 5 quotes without obligation
  • Debt consolidation loan rates from 5.99% to 35.99%
  • Multiple Debt Consolidation Loan options
  • Large network of lending institutions and banks to choose from
  • A+ BBB Accredited