Debtmerica Relief Debt Consolidation Review

Rating: 7.9 / 10 (Very good)
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Debtmerica is a debt reduction service that utilizes a variety of debt relief programs and options to help people take better control of their loan situation. The company’s debt resolution program can run anywhere from 24 to 48 months or until your debt problem is fully resolved. Debtmerica negotiates with creditors to settle your debt or negotiate to reduce total loan balance.  

Years in Operation

Started in 2006

Program Length

24 to 48 Months


Debtmerica is accredited by the IAPDA and AFCC. The company also complies with FTC guidelines on debt relief and settlement services. Debt consultants are members of the IAPDA and have gone through its certification program.

A+ BBB Rating



FTC Compliant

FDIC Insure Trust Account

Debt Qualification

$10,000 and up

*You and the company determine the best monthly payment plan for you and deposit this fund into an FDIC insured trust account. You maintain full control of the account. This fund will be used to pay for settled loans.

*People with unsecured loans or loans without collateral amounting to $10,000 and up are eligible for Debtmerica’s services.

Debtmerica  Relief Costs

The company does not charge upfront fees. Monthly payments are for loan payment purposes. Fees and charges are also taken from this account but only if debts are successfully settled.

Upfront Fees

Consultation Fees

Fees and Charges

20% to 24%

Services Offered

Financial Counselling

Debt Settlement

  • Unsecured Debts
  • Collections and Repossessions
  • Credit Cards
  • Student Loans
  • Medical Bills
  • IRS Tax Debt

Client Support


Online Contract Form



Business Hours

  • 7:00am - 7:00pm PST Monday - Friday
  • 9:00am – 2pm PST Saturday

Debt Consolidation and Settlement at Debtmerica Relief

Debtmerica lets you take control of debt situation by letting you make lower monthly payments while negotiating with your creditors to lower your outstanding debt. Debtmerica does not charge any upfront or monthly fee and only charges you for debts they are able to settle. A good choice for people searching for debt relief services. 

Top Rated
Our Partner
9.8 / 10
  • Chosen by Almost 90% of ConsumersAdvocate Visitors
  • Our #1 Choice: 100% Satisfaction Money Back Guarantee
  • No upfront fees
  • One-on-one evaluation with a debt counseling expert
  • Reduces your debt in 24 to 48 months
  • For people with $7,500 in unsecured debts and up
  • Rated A+ by Better Business Bureau
  • Free consultation, 100% Confidential

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Debtmerica Relief Debt Consolidation