Compare 3 Year Loans vs. SoFi Debt Consolidation Loans

What’s the difference between 3 Year Loans and SoFi? See how our editors compare the two companies below.
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3 Year Loans
9.5 / 10 - Exellent
#4 in Debt Consolidation Loans
SoFi
9.6 / 10 - Exellent
#3 in Debt Consolidation Loans
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Key Facts
  • Loan Amount: From $300 up to $10,000
  • Simple online application with quick results in just minutes
  • Proud member of Online Lenders Alliance
  • Fast approvals in as little as 90 seconds
  • Present your request in up to 100 lenders
  • Fixed rates from 5.95% to 14.24% APR
  • No origination fees or pre-payment penalties
  • Borrow from $5,000 up to $100,000 at fixed rates
  • Sign documents electronically and receive funds directly to your account
  • Simple online application and quick pre-approvals
  • Personal loan calculator
ConsumersAdvocate.org Ratings
9.5 / 10 - Exellent
9/10
Company Profile
10/10
Loan Basics
10/10
Additional Fees
10/10
Qualification
10/10
Application
9/10
Services and Features
10/10
Customer Support
9.6 / 10 - Exellent
9/10
Company Profile
10/10
Loan Basics
9/10
Additional Fees
10/10
Qualification
10/10
Application
9/10
Services and Features
10/10
Customer Support
Final Verdict

SoFi and 3 Year Loans are very close in quality and have the same overall rating. That said, SoFi scores better than 3 Year Loans across: Company Profile, Application, and Services and Features. Whereas, 3 Year Loans scores better on Additional Fees. Both companies score similarly on Loan Basics, Qualification, and Customer Support.