Compare 3 Year Loans vs. Discover Debt Consolidation Loans

What’s the difference between 3 Year Loans and Discover? See how our editors compare the two companies below.
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3 Year Loans
9.5 / 10 - Exellent
#4 in Debt Consolidation Loans
Discover
9.6 / 10 - Exellent
#2 in Debt Consolidation Loans
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Key Facts
  • Loan Amount: From $300 up to $10,000
  • Simple online application with quick results in just minutes
  • Proud member of Online Lenders Alliance
  • Fast approvals in as little as 90 seconds
  • Present your request in up to 100 lenders
  • Lock in lower fixed rate
  • Make only one payment per month
  • Systematically erase up to $35,000 of your higher interest debt
  • Rates ranging from 6.99% to 24.99% APR
  • Payment plans from 36 to 84 months
  • Debt consolidation calculator
ConsumersAdvocate.org Ratings
9.5 / 10 - Exellent
9/10
Company Profile
10/10
Loan Basics
10/10
Additional Fees
10/10
Qualification
10/10
Application
9/10
Services and Features
10/10
Customer Support
9.6 / 10 - Exellent
9/10
Company Profile
10/10
Loan Basics
9/10
Additional Fees
10/10
Qualification
9/10
Application
10/10
Services and Features
10/10
Customer Support
Final Verdict

Discover and 3 Year Loans are very close in quality and have the same overall rating. That said, Discover scores better than 3 Year Loans across: Company Profile, Qualification, and Services and Features. Whereas, 3 Year Loans scores better on Additional Fees, and Application. Both companies score similarly on Loan Basics, and Customer Support.