MoneyToday Review

#10 in Debt Consolidation Loans

MoneyToday is an online marketplace that helps consumers get access to loan products from its partner lenders. It offers a streamlined application process that instantly matches borrowers with lenders. Its personal loans can be used for a variety of purposes including debt consolidation. With a single application, borrowers are provided multiple quotes from different lenders with response times as little as a few minutes.

Company Profile

BBB Rating

A+

TrustPilot

4.8

CreditKarma

No Rating

Participating States

50

Loan Matching Service

Direct Lenders

AFCC

IAPDA

FDIC Insure Trust Account

FTC Compliant

Loan Basics

Minimum Loan Amount

$100

Maximum Loan Amount

$10,000

Loan Terms

6 mos - 5 years

APR

4.99%-29.95%

Interest Rate

29.95%

Origination Fee

Not Stated

Late Payment Fee

None

Additional Fees

Upfront Fees

None

Consultation Fees

None

Fees and Charges

Prepayment Penalty

None

Qualifying

Proof of Income

Credit History

Financial Stability

Equity

Minimum Credit Score

639 and below

Application

Online Application

Response Time

A few minutes

Direct Deposit

18+ Years of Age

US Citizen or Permanent Resident

Social Security Number

Home Address

Email Address

Checking Account

Customer Support  

Email

Phone

Loan Consultants

Summary

MoneyToday is an ideal option for debt consolidation shoppers hoping to get quick access to much needed loans. However, with its low loan limits it can only be used for loans $10,000 or less. With its competitive interest rates, borrowers could take advantage of lower monthly payments at lower interest rates.

 

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