Guide to Lenders Personal Loans Review

Rating: 9.2 / 10 (Excellent)
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Guide to Lenders is an online lending marketplace that makes getting a personal loan easier and cheaper by providing an online application portal and partnering with investors (lenders) to find the best rates. Applicants of all credit score levels are be able to look through numerous offers based on their credit after filling in a simple form.

Guide to Lenders offer short-term personal loans for as much as $40,000, and as little as $1,000 for those with poor credit scores. The way it works is prospective borrowers are categorized according to their credit scores. Those with excellent credit scores (720+) are eligible for the maximum loanable amount of $40,000, and are also the best candidates for the lowest interest rates. Applying for a loan takes as little as a few minutes. If you quality you can then get loan proposals, choose the best personal loan offer, and get the money the following banking day! Guide to Lenders fast tracks your personal loan application and lets you enjoy the most competitive interest rates.


Peer-to-peer lending service

Loan Details

Unsecured Personal Loans

Minimum Loan Amount


Maximum Loan Amount


Minimum Loan Period

24 Months

Maximum Loan Period

84 Months

Loan Rates

Max. APR 35.99%

Direct Deposit


Guide to Lenders Representative Sample

Loan amount: $5,000
Interest rate: 10.52% (for user with good credit)
Term: 3 years
Monthly Payment: $163
Total Paid after 37 payments: $5,852
Total interest paid is $852


Online Application Time

A few minutes

Response Time

A few minutes


US Citizen or Permanent Resident

18 Years old with Verifiable Bank Account

Steady Source of Income

Information Used

Employment Status

Annual Income

Date of Birth



Phone Number

Zip Code

Guide to Lenders Summary

Guide to Lenders is an excellent choice for personal loans. Its peer-to-peer setup makes it ideal for personal loan shoppers searching for lower interest rates. Multiple investors or lenders compete for your business which in turn forces them to offer better rates. High loan limits make it possible for lenders to maximize the value of their loans. The money you receive can be used for debt consolidation, home improvement, education, or even for buying a car. The ability to choose from competing personal loan providers coupled with higher loan limits makes Guide to Lenders one of our top choices for personal loan services.

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