3 Year Loans Review

#4 in Debt Consolidation Loans

3 Year Loans is a loan matching service that offers a simple online loan application service.  The company maintains a network of hundreds of lenders that borrowers can choose from. 3 Year Loans connects borrowers to matching lenders even for borrowers with less than ideal credit ratings.

Company Profile

BBB Rating

No Rating

TrustPilot

3.3

CreditKarma

No Rating

Participating States

Residents of some states may not be eligible for a short term cash loan based upon lender requirements

Loan Matching Service

Direct Lenders

AFCC

IAPDA

FDIC Insure Trust Account

FTC Compliant

Loan Basics

Minimum Loan Amount

$300

Maximum Loan Amount

$10,000

Loan Terms

6 Months to 5 Years

APR

4.99%-29.95%

Interest Rate

Varies

Origination Fee

Not Stated

Late Payment Fee

Not Stated

Additional Fees

Upfront Fees

None

Consultation Fees

None

Fees and Charges

N/A

Prepayment Penalty

None

Qualifying

Proof of Income

Credit History

Financial Stability

Equity

Minimum Credit Score

Not Stated

Application

Online Application

Response Time

Within a few minutes

Direct Deposit

18+ Years of Age

US Citizen or Permanent Resident

Social Security Number

Home Address

Email Address

Checking Account

Customer Support

Email

Phone

Loan Consultants

Summary

3 Year Loans makes it easy for borrowers to connect with multiple lenders. With quick approval times and funding, borrowers can get quick access to funds which can be used for consolidating their debt. Loan terms of up to 5 years makes smaller monthly debt payments and longer period to make good on payments.

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