🇵🇷 Important Hurricane Maria Update from our Headquarters

Compare FreeCreditReport.com vs. TransUnion Credit Reporting

What’s the difference between FreeCreditReport.com Credit Reporting and TransUnion Credit Reporting? See how our editors compare the two companies below.
Last Updated: November 14, 2017
Disclosure: We receive advertising revenue from some partners.
 Learn more.
FreeCreditReport.com
8.8 / 10 - Excellent
#1 in Credit Reporting
TransUnion
8.7 / 10 - Excellent
#3 in Credit Reporting
vs

Key Facts

  • Our #1 Choice, A+ Rated by BBB
  • Experian Credit Report is Completely FREE
  • TRULY: No Credit Card Required
  • Checking your own Report doesn’t hurt your credit
  • Report refreshed every 30 days on sign in
  • Unlimited TransUnion Score and Report Updates
  • Email updates of critical credit information changes
  • 1-Touch Credit Lock
  • Interactive graph of your score history
  • Personalized credit and debt analysis
  • Up to $1,000,000 in ID Theft Insurance

ConsumersAdvocate.org Ratings

8.8 / 10 - Excellent
8/10
Credit Score & Reports
9/10
Monitoring & Tools
10/10
Plans and Pricing
7/10
Identity Theft Protection
9/10
Reputation & Support
8.7 / 10 - Excellent
8/10
Credit Score & Reports
9/10
Monitoring & Tools
9/10
Plans and Pricing
9/10
Identity Theft Protection
10/10
Reputation & Support

Customer Reviews

 (3)
1.0 / 10 - Terrible
0%
5 stars
0%
4 stars
0%
3 stars
0%
2 stars
100%
1 stars

Final Verdict

FreeCreditReport.com Credit Reporting and TransUnion Credit Reporting are very close in quality and have the same overall rating. That said, FreeCreditReport.com scores better than TransUnion across: Credit Score & Reports, and Plans and Pricing. Whereas, TransUnion scores better on Monitoring & Tools, Identity Theft Protection, and Reputation & Support.