Compare Experian vs. Identity Guard Credit Reporting

What’s the difference between Experian Credit Reporting and Identity Guard® Credit Reporting? See how our editors compare the two companies below.
Last Updated: December 22, 2017
Disclosure: We receive advertising revenue from some partners. 
Learn more.
Experian Credit Reporting
9.1 / 10 - Excellent
#2 in Credit Reporting
Identity Guard
8.9 / 10 - Excellent
no_rank
vs

Key Facts

  • Experian is an official credit bureau
  • Get your FICO® score for $1
  • Credit reports from all 3 credit bureaus
  • Daily monitoring, toll-free support & 4.5 stars in Google Play
  • Identity Theft protection available
  • 3 Credit reports & $1M Identity Theft insurance
  • Pay $3 for 30 days. Cancel anytime.
  • Helped protect more than 47 million identities
  • Quarterly Credit Score* updates
  • A+ BBB rating
  • What matters most is how a company helps you when your identity is stolen

OVERALL RATINGS

 ExperianIdentity Guard
Credit Score & Reports10/109/10
Monitoring & Tools10/1010/10
Plans and Pricing8/107/10
Reputation & Support9/1010/10

How do their reports differ?

Credit Bureaus Covered

 ExperianIdentity Guard
Equifax
Experian
TransUnion
 ExperianIdentity Guard
Credit Report Frequency
Monthly
Monthly
Access to Credit Scores
Yes
Access to Credit Reports
Yes
Yes

Monitoring & Tools Compared

 ExperianIdentity Guard
Credit Tools
Credit Analysis Calculator
Credit Change Alerts
Historical Score Tracking
Credit Change Alerts
Social Media Insights
Security & Protection
Identity Theft Monitoring
Identity Theft Insurance
Identity Restoration Support
Identity Theft Monitoring
Identity Theft Insurance
Identity Restoration Support
Lost Wallet Protection
Identity Theft Insurance Limit
$1,000,000
$1,000,000

Comparison of Plans & Pricing

 ExperianIdentity Guard
30-day Trial Available?
Yes
No
Free Report Offered?
Yes
No
Monthly Price
Starting at $9.99
Starting at $19.99
Annual Price
Starting at $99.99

Reputation & Support

 ExperianIdentity Guard
Mobile App
Yes
Yes
Alert Methods
Email
Mobile App
Text
Email
Mobile App

Customer Feedback

 ExperianIdentity Guard
BBB Rating
A-
A+
Number of BBB Positive Reviews
2
0
Number of BBB Neutral Reviews
3
0
Number of BBB Negative Reviews
169
2
Trust Pilot Rating
4.2 out of 10
7.4 out of 10
Date Collected
2017-10-05

Contact & Additional Information

 ExperianIdentity Guard
Year Founded
1996
1995
Homepage URL
Company Phone
(714) 830-7000
(877) 505-7054
Headquarters Address
475 Anton Blvd, Costa Mesa, CA, 92626
3901 Stonecroft Boulevard, Chantilly, VA, 20153
Mailing Address
475 Anton Blvd., Costa Mesa, CA, 92626
3901 Stonecroft Boulevard, Chantilly, VA, 20153

Final Verdict

Experian Credit Reporting and Identity Guard® Credit Reporting are very close in quality and have the same overall rating. That said, Experian scores better than Identity Guard across: Credit Score & Reports, and Plans and Pricing. Whereas, Identity Guard scores better on Reputation & Support. Both companies score similarly on Monitoring & Tools.