The Credit People Credit Repair Review

Rating: 9.3 / 10 (Excellent)
25 Customer Comments & Reviews - see all comments
Disclosure: We receive advertising revenue from this partner. 
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Started in 2001, The Credit People have worked with more than a hundred thousand clients to help improve their credit scores. Its team of credit experts analyze credit scores, and then identify and formulate the best action plan for removing negative items on your credit report. A satisfaction guarantee and a cancel anytime offer makes it one of the less risky options when it comes to credit repair services.

Years in operation

Since 2001

Plan Details


$19 initial fee and $79 per month

$379 six month credit repair program

Type of Contract

Month to month, or one time six month credit repair program

Refund/ Cancellation Policy

Cancel anytime

Online Registration


Phone Registration




While most credit repair services require clients to get their credit scores, The Credit People does this for you which is truly convenient. This makes the process a little bit easier and indeed cheaper for those who have used their free yearly credit reports.

After enrolling in the program and gathering your credit reports, The Credit People identify items for dispute and send this information to the different credit bureaus. Updates are regularly sent informing you about changes made and negative items that remain.

Credit bureaus have 30 days to respond to these challenges and, with its unlimited disputes offer, clients are sure to get most of these items removed. The Credit People also work with creditors for credit deletions.

  • Free consultation
  • Dedicated account manager
  • Unlimited disputes
  • Online account management
  • Identity theft protection


Support Services

Clients can reach The Credit People agents and representatives by phone or email. Teams of three usually work for one client but one-on-one help is available for those who would like a more personal experience. Information on credit repair and how to improve your credit score is also available in articles or blogs on the website. An online dashboard gives you easy access 24/7 for updates.

  • Email
  • Phone support


The Credit People Summary

More than a decade in the business of helping people find relief from poor credit scores, The Credit People have developed their own credit repair process that is both quick and reliable. Online account management makes it easier for clients to get updates on the status of the work, and credit advisors who are always available to help make it a good choice for credit repair shoppers. A low initial fee and the offer to get your credit reports for free makes it a good bargain.  



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25 Customer Comments & Reviews

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Las Vegas, Nevada
Terrible company. I had this service for several months and they dragged their feet and made old negative reportings that were closed show as open. My credit is worse now.

Piscataway, New Jersey
It was a great service. I am done because they did an awesome job with my credit. Thanks!

Chicago, Illinois
They raised my credit score 85 points! The credit people were awesome.

Kay P
Plainfield, Illinois
Great service! Great people. Very friendly and they worked hard for me. Thank you Credit People!

Chicago, Illinois
The service was great. Very easy, and they kept in touch with everything. I was impressed. My score is up nearly 100 points and I'm very happy with The Credit People service. Thanks.

Our Partner
9.3 / 10
  • 24 hour account access
  • $19 low entry fee
  • Free 3 credit reports and credit scores
  • Cancel anytime
  • Credit deletions