The Credit People Credit Repair Review

Rating: 9.3 / 10 (Excellent)
25 Customer Comments & Reviews - see all comments
Disclosure: We receive advertising revenue from this partner. 
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Started in 2001, The Credit People have worked with more than a hundred thousand clients to help improve their credit scores. Its team of credit experts analyze credit scores, and then identify and formulate the best action plan for removing negative items on your credit report. A satisfaction guarantee and a cancel anytime offer makes it one of the less risky options when it comes to credit repair services.

Years in operation

Since 2001

Plan Details


$19 initial fee and $79 per month

$379 six month credit repair program

Type of Contract

Month to month, or one time six month credit repair program

Refund/ Cancellation Policy

Cancel anytime

Online Registration


Phone Registration




While most credit repair services require clients to get their credit scores, The Credit People does this for you which is truly convenient. This makes the process a little bit easier and indeed cheaper for those who have used their free yearly credit reports.

After enrolling in the program and gathering your credit reports, The Credit People identify items for dispute and send this information to the different credit bureaus. Updates are regularly sent informing you about changes made and negative items that remain.

Credit bureaus have 30 days to respond to these challenges and, with its unlimited disputes offer, clients are sure to get most of these items removed. The Credit People also work with creditors for credit deletions.

  • Free consultation
  • Dedicated account manager
  • Unlimited disputes
  • Online account management
  • Identity theft protection


Support Services

Clients can reach The Credit People agents and representatives by phone or email. Teams of three usually work for one client but one-on-one help is available for those who would like a more personal experience. Information on credit repair and how to improve your credit score is also available in articles or blogs on the website. An online dashboard gives you easy access 24/7 for updates.

  • Email
  • Phone support


The Credit People Summary

More than a decade in the business of helping people find relief from poor credit scores, The Credit People have developed their own credit repair process that is both quick and reliable. Online account management makes it easier for clients to get updates on the status of the work, and credit advisors who are always available to help make it a good choice for credit repair shoppers. A low initial fee and the offer to get your credit reports for free makes it a good bargain.  



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25 Customer Comments & Reviews

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Paul F
Very helpful and easy to use.

Gram P
Dallas, Texas
I am delighted to say that after 3 months of utilizing your service, i can gladly say my credit score is better off. Communication was superb and being able to monitor the improvement monthly from my user account has made making use of your service an enjoyable experience. Highly recommended to anyone who needs it. Thanks for the hard-work.

Chicago, Illinois
This company did an awesome job with my credit!

Edison, New Jersey
I had 9 out of my 11 negative items on my credit report fixed. This was exactly what I was looking for and the credit people did a really great job.

Sudlersville, Maryland
I paid them 6 months they did nothing .They admitted that they didn't do anything during that time so they gave me 3 months free. During that 3 months they did nothing . I wasted 9 months with them doing nothing. That was my second time giving them a chance . Not worth it

Los Angeles, California
I found this company on this site, and told myself if they did a good job I’d come back and say so. I am happy I went with them, and that I can start fresh with my credit. Highly recommended.

Plano, Texas
They were awesome! My score is up 100 points! Great company! Thanks!

Houston, Texas
Service was okay, it you have lots of time and not really in a rush to improve your credit. They go one company at a time verses disputing with all of them at the same time.

Tucson, Arizona
My name is Musa I can't thank enough for what the credit people done for me. my credit was very bad from 546 to 765 I am not talking about only one credit I am talking about all three credits. these guys are the real deal they know what they doing but you got to do your part too. every time you get mail your job is to send it back or fax it back right when you get stuff back from any credit company. It took me two years to get where I am at now I finally buying a house now when two years a go I couldn't get a credit card forget about house. a lot of people start judging bad way when they didn't do their part or send the mail back you got to know how the system works. these are lawyers it... Read More

Chicago, Illinois
Amazing service! After just a few months my credit is a million times better! THANK YOU!!!

Our Partner
9.3 / 10
  • 24 hour account access
  • $19 low entry fee
  • Free 3 credit reports and credit scores
  • Cancel anytime
  • Credit deletions