The Credit People Credit Repair Review

Rating: 9.3 / 10 (Excellent)
25 Customer Comments & Reviews - see all comments
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Started in 2001, The Credit People have worked with more than a hundred thousand clients to help improve their credit scores. Its team of credit experts analyze credit scores, and then identify and formulate the best action plan for removing negative items on your credit report. A satisfaction guarantee and a cancel anytime offer makes it one of the less risky options when it comes to credit repair services.

Years in operation

Since 2001

Plan Details


$19 initial fee and $79 per month

$379 six month credit repair program

Type of Contract

Month to month, or one time six month credit repair program

Refund/ Cancellation Policy

Cancel anytime

Online Registration


Phone Registration




While most credit repair services require clients to get their credit scores, The Credit People does this for you which is truly convenient. This makes the process a little bit easier and indeed cheaper for those who have used their free yearly credit reports.

After enrolling in the program and gathering your credit reports, The Credit People identify items for dispute and send this information to the different credit bureaus. Updates are regularly sent informing you about changes made and negative items that remain.

Credit bureaus have 30 days to respond to these challenges and, with its unlimited disputes offer, clients are sure to get most of these items removed. The Credit People also work with creditors for credit deletions.

  • Free consultation
  • Dedicated account manager
  • Unlimited disputes
  • Online account management
  • Identity theft protection


Support Services

Clients can reach The Credit People agents and representatives by phone or email. Teams of three usually work for one client but one-on-one help is available for those who would like a more personal experience. Information on credit repair and how to improve your credit score is also available in articles or blogs on the website. An online dashboard gives you easy access 24/7 for updates.

  • Email
  • Phone support


The Credit People Summary

More than a decade in the business of helping people find relief from poor credit scores, The Credit People have developed their own credit repair process that is both quick and reliable. Online account management makes it easier for clients to get updates on the status of the work, and credit advisors who are always available to help make it a good choice for credit repair shoppers. A low initial fee and the offer to get your credit reports for free makes it a good bargain.  



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25 Customer Comments & Reviews

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Chicago, Illinois
I was very pleased with this service. Everything was explained thoroughly and the process moved quickly. My scores went up almost 100 points. The price was also better than other companies. I guess the only con I can think of is that you have to be sure to check their emails and respond to keep the process going quickly

Atul S
San Francisco, California
I was left pleased with the results. My initial consultation went well and from there it all seemed very automatic. My only regret is not taking care of it sooner but it is what it is. I would like it more if there were a referral program.

Matthew M
New York, New York
Pros - I used the credit repair after I made some mistakes in college and they helped fix it. Cons - I wish it was free. Jeremiah 29:11 (NIV) “For I know the plans I have for you, plans to prosper you and not to harm you, plans to give you hope and a future.”

Ash 8
New York, New York
I used the credit people this summer to help boost my score so that I could buy a new car. It worked out well and I may use them again if I need to.

Jack B
San Francisco, California
Great customer service. Excellent results in just a few months. Price was much lower than other companies I looked into. Thank you Credit People.

Jozef S
Alpharetta, Georgia
In my first 2 months, they had a bankruptcy taken off 2 of 3 reports and late payments removed.. Time to work on those inquiries guys! LOL.... thank you

Jeff G
Aurora, Illinois
Excellent company. Great customer support. My online dashboard made tracking my progress so easy. After 5 months with the credit people I was able to refinance my house and have already made my money back with the lower mortgage rate.

Jerome M
Tempe, Arizona
Within few months of working with them my score was increased to 48 points. I can't recommend them enough. I have told all my clients and friends about them! They rock! Jerome M.

kelvin M
Clifton, New Jersey
I can't recommend this company enough, just within few months of working with them, my score was increased to 54 points. I have told all my friends and family about them. You guys rock! Kelvin Marcus.

Geoff D
My score increased 67 point in the last 6 months so well worth it!

Our Partner
9.3 / 10
  • 24 hour account access
  • $19 low entry fee
  • Free 3 credit reports and credit scores
  • Cancel anytime
  • Credit deletions