Sky Blue Credit Repair Review

Rating: 9.7 / 10 (Excellent)
11 Customer Comments & Reviews - see all comments
Disclosure: We receive advertising revenue from this partner. 
Learn more.
One of the best known companies in the industry, Sky Blue has offered credit repair services for over two decades. Their program includes fully-managed credit bureau disputes, personalized FICO score improvement advice, credit rebuilding help, and more, for a single monthly fee.

We consider Sky Blue to be one of the best credit repair services in the nation. You can expect superior customer support, outstanding value, and an all-around excellent experience from this company.

Years in operation

Since 1989

BBB Rating: A+


Plan Details


$59 initial fee/ $59 per month

Special for couples - $99 review and setup/ $99 per month

Type of Contract

Month to month

Refund/ Cancellation Policy

  • Full 90 day money-back guarantee
  • Cancel anytime

Online Registration


Phone Registration



  • Credit Repair Organization Act
  • Registered with Attorney General Offices
  • Bonded



Upon completing the signup process, an email is sent with instructions on how to get your 3 credit bureau report. When you receive them, Sky Blue conducts a line-by-line review of all items and identifies dispute candidates for you. The company also sends tips on how to improve your FICO score if applicable.

Sky Blue then challenges erroneous items with the credit bureaus and reports back to you as updates occur. If challenges are not settled favorably, Sky Blue automatically sends re-disputes until satisfactory results are achieved.

  • Free consultation
  • Expert credit report review
  • Credit bureau disputes
  • Custom FICO Score tips and credit rebuilding
  • Creditor Assistance: Debt validation and goodwill letters
  • Monthly three-bureau monitoring and reports (this is an add on service)

Support Services

  • Email
  • Phone support

Sky Blue Summary

Sky Blue Credit Repair has more than two decades of experience in helping people clean up their credit reports and increase their credit scores. They provide clients with a complete credit report review, identify dispute opportunities, and offer custom FICO score improvement tips. Their unusual hassle-free 90 day refund policy provides an extra level of comfort when getting started, while their excellent customer service, and proven track record of removing disputed items makes Sky Blue one of our editor's top choices in the credit repair industry.

Leave a comment for Sky Blue Credit Repair
Minimum 12 words.
 No maximum length.
* What's Your Rating?
To make this comment as helpful as possible for our community, please provide at least 2 sentences.

11 Customer Comments & Reviews

Loading Reviews ...
Thomson, Georgia
Worst Company EVER!! How did you ever make it to be one of the Top 10 companies?? I had Sky Blue for 7months and they only remove one item from my credit report!! One item and my credit score never budged!! My co-worker recommended me to a company called Financial Education Services. I was skeptical because of my situation with Sky Blue but they are Awesome!! In 40 days I have my Bankruptcy removed and my husband had his tax lien removed in 30 days!! And they gave us 8 additional services for no additional cost. Two of the services included were Lifelock and My Care Plan which consists of a Living Will, Trust and Power of Attorney. Our Credit scores have increased tremendously. And they... Read More

Houston, Texas
I started this whole process in July. I don't have alot of debt just some late payments that I was trying to get cleared up. After reading all of the reviews from everyone with bankruptcy and major credit card debt that were successful with this service I was sure they could help someone with a few late payments. I was wrong.... I have been paying the monthly fee and watching my scores like a hawk, doing everything I can to help along the process and at this point almost 5 months later my scores look worse than before. I did get a credit card which was suggested by them in order to build credit and I do realize when you get a credit card your score does drop a little. However, they have... Read More

Bill W
De Pere, Wisconsin
I recently completed a Chapter 13 Bankruptcy and wanted to clear up my credit woes. I researched this company carefully. I read multiple reviews and went to the Better Business Bureau website. All stated what an amazing company Sky Blue Credit is. My experience echoed the same comments of the reviews I had read. They completed an initial review and strongly recommended I wait 6 months for a post bankruptcy "cool-down" period. They didn't keep my money, they rescinded the transaction and said we will automatically follow up with you in the New Year. Very impressed Sky Blue Credit!!!

Kaylani P
Valley Village, California
Not entirely sure how this ranked so high I was with them for about a year and they disputed things that didn't need disputing and didn't really do too much more than what general time would have done for my credit

Darren M
Birmingham, Alabama
I went to skyBlue 3yrs Ago I should have wrote a review back Then..I find this company by reading a person review on another web Only took them 4mo to complete & Fix My Credit.. when the Started on my repair my score was Very Poor about 503..After 4mo it was 697 .this is the Best place Ever to repair your credit in a short Time..Now my TU Scores is 767 & Equifax is 775 according to credit Karma I remember I couldn't get a credit card now I have 7 major credit cards over $25,000 credit limit but I always use only 10% on each credit card if needed..what sky blue repair your credit all you have to do is make sure you make all your payments on time very simple..I'm so Happy I went to... Read More

Trevor D
Pompano Beach, Florida
Really great experience getting started with Sky Blue. I called in, hit the prompt for sales, and I was instantly talking to a sales rep, who, by the way, was really patient and gave me the impression that they really cared about making sure the program would work for me. They say that the Sky Blue people are not on commission and I believe it. The nice girl asked if I was ready to get started, but there was no pressure.

Latoya d
Louisville, Colorado
I want to fix my credit score

Orlando, Florida
Very interesting and affordable prices

Frank F
Rockland, Maine
Sky Blue is a great company. Super easy to work with and we got great results very quickly. They gave excellent service and zero pressure on the sales side. Go for it.

Michael M
Rio Rancho, New Mexico
This site is very easy to navigate through and is very easily understood. I'm very satisfied with the help that I received and actions that were taken immediately, will recommend this to anyone who wants help repairing their credit

Top Rated
Our Partner
9.7 / 10
  • Over 20 years in business
  • Best value – Only $59 per month
  • Fast dispute process – 15 items every 35 days
  • Guarantee – The only condition-free, full refund policy we found
  • Known for excellent customer service