Ovation Credit Repair Review

Rating: 6.6 / 10 (Very good)
2 Customer Reviews - see all comments
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Started in 1976 by a group of attorneys in Florida, Ovation was later incorporated in 2004 to become the company that we know today. Ovation offers credit repair services helping clients improve credit scores by helping them with the difficult process of challenging credit bureaus and financial organizations for disputed items in their credit report.

Services include free consultation, unlimited disputes and professionally prepared goodwill letters. This is made available through two credit repair plans, Essential Plus Plan and Essential Plus.

Years in operation

Since 2004

BBB Rating: A+


Plan Details


Essentials Program $85 initial fee and $49 per month

Essentials Plus Program $85 initial fee and $69 per month

Type of contract

Month to month

Refund/ Cancellation policy

Cancel anytime

Online Registration


Phone Registration



  • Referrals
  • Couples discount
  • Competitive upgrade (for those switching from another company)
  • Seniors
  • Military


  • Credit Repair Organization Act
  • Registered with Attorney General Offices
  • Bonded



Ovation offers two credit repair plans, Essential and Essentials Plus Plan program. Essentials plan offers standard credit repair services such as unlimited challenges for inaccurate and unverified items in your credit report. Enrolling in the program also gives you access to a dispute manager and personal care advisor. The company is not only involved with repairing your credit report but also engages in helping you achieve credit goals. The Essentials Plus plan builds on the Essentials program by giving access to more tools such as debt management and savings center.

Services include unlimited challenge validation, unlimited creditor goodwill letters, recommendation letter and TransUnion credit monitoring. Credit repair involves three basic steps. The first step corrects erroneous items in your credit report. The second is by educating clients and the last step is by helping you maintain better credit scores.

  • Free consultation
  • Dedicated account manager
  • Unlimited disputes
  • Online account management
  • Identity theft protection


Support Services

  • Email
  • Phone support


Ovation Credit Repair Summary

Ovation credit repair services offer solid services designed to help clients through the difficult process of improving their credit score. Unlimited disputes and a personal care advisor can go a long way in assisting in credit repair. No long term contract and cancel anytime policy ensures that you could opt out of the service without any penalty if you are unsatisfied with results.   

Our Partner
6.6 / 10
  • Unlimited disputes
  • Cancel anytime
  • Personal case advisor
  • Low monthly fees
  • Senior, military discounts
  • Credit repair starting at $49 per month

Latest Ovation Credit Reviews

Chris F
Orange, Texas

Ovation took my money for 9 months, and nothing came from it whatsoever. I called, and they gave me the runaround of how it wasn't a guarantee. Really? Not one, not a single point increase in 9 months? This place is a scam shop.

Clark K
Dallas, Texas

As my credit score was not so good, I decided to hire the service of credit repair companies. I was not much aware about the working and policies of these companies, but still contacted to the much known company Ovation credit after reading the reviews from https://www.creditupflow.com/ovation-credit/ And I would say, it was the best decision to choose their services. First, they discussed with me about the issues, then analyzed my credit history and found the reasons of bad credit. Their working approach was very professional. Today I am glad to have a good credit score because of Ovation Credit.