Lexington Law Credit Repair Review

Rating: 9.7 / 10 (Excellent)
76 Customer Comments & Reviews - see all comments
Disclosure: We receive advertising revenue from this partner. 
Learn more.
Lexington Law was one of the first companies to offer credit repair services in the US. With decades of experience in the credit repair industry, Lexington law is able to effectively improve credit scores by removing negative credit items.

Founded by a group of lawyers and credit experts, the law firm was created to address the concerns of consumers who were searching for credit repair services. Since then, Lexington Law has served over half a million clients, helping them to remove millions of negative items on their credit profiles.

Years in Operation

Since 1991

Plan Details


Concord Premier $99.95 initial fee, $99.95 per month

Concord Standard $99.95 initial fee, $79.95 per month

Type of Contract

Month to month

Refund/ Cancellation Policy

Cancel anytime

Online Registration


Phone Registration



  • Credit Repair Organization Act
  • Registered with Attorney General Offices
  • Bonded


To start out you'll need to obtain copies of your credit reports from the three credit bureaus (Equifax, Experian and TransUnion) and submit them to Lexington Law. (They can help you obtain these when you sign up.) Then, there is an online "Dispute Valet" feature that lets you choose which negative items you would like to dispute. Lexington Law representatives are available to assist you in determining this throughout the entire process.

After completing the Dispute Valet service, Lexington Law will send disputes to the different credit bureaus, asking them to supply verified and accurate details about the negative items in question. Credit bureaus have 30 days to investigate disputes and supply you with results and an updated credit report. Upon receiving the report, clients are requested to send it to Lexington Law for evaluation and continue with the dispute process if it remains unresolved in your favor.

Lexington Law features:

  • One simple monthly fee for all services, including communication with credit bureaus, verification requests, and unlimited disputes on questionable credit items
  • Non-confrontational intervention with creditor for customers who are late with payments
  • For very late accounts, creditor intervention that requests full documentation of compliance with consumer protection statutes and credit reporting revisions
  • For charged-offs and collection accounts, demands complete accounting of the listing’s full substantiation or appropriate revision
  • Immediately gathers your credit information upon completion of engagement agreement
  • Trans Union credit monitoring
  • Sends email alerts if there are any changes on your credit reports which could positively or negatively affect your credit score
  • Firm prepared letters for each questionable inquiry you designate
  • Monthly credit score improvement analysis
  • $25,000 Identity theft insurance


Support Services

Lexington Law’s support representatives can be reached via toll-free phone service, email, and online chat. Support is available 24/7.

  • Email
  • Phone
  • Chat support


Lexington Law Summary

Lexington Law is a reliable and experienced credit repair service that can guarantee results. It has helped clients improve their credit scores for more than two decades by using time tested procedures. Along with its credit repair services, Lexington Law also offers identity theft protection to safeguard your credit profile even further. By working with one of the credit repair industry’s most trusted and oldest brands, clients searching for credit repair services or hoping to improve their credit scores can be rest assured that, given enough time, Lexington Law will deliver.      

Leave a comment for Lexington Law Credit Repair
Minimum 12 words.
 No maximum length.
* What's Your Rating?
To make this comment as helpful as possible for our community, please provide at least 2 sentences.

76 Customer Comments & Reviews

Loading Reviews ...
Gwendolyn W
Atlanta, Georgia
I am really impressed at how quickly that Lexington Firm has been able to make progress on my case. gwp

Gwendolyn W
Atlanta, Georgia
I am really impressed at how quickly that Lexington Firm has been able to make progress on my case. gwp

Duluth, Georgia
Please do NOT sign up with this company. They're not in business to help you. Their main priority is making money. I signed up with them paying a whopping 119 a month. The girl that I signed up with lied to me about the price and the first day they would take a payment. I got overdraft fees and all they did was provide a fake apology. They only disputed a couple items per bureau. They don't educate you on how to build credit. They don't give you any needed advice on anything. After a few months went by and I realized how bad I was being screwed I called them to cancel. They then offered my half off @ 59.99 a month for their essentials plan. I stayed a few more months and still didn't get... Read More

Lori C
Greene, New York
After reading all those comments that really have nothing good to say about this company, NO THANK YOU! I'll find another company! Thanks!

Las Vegas, Nevada
They removed items I did not want removed worsened my score! I did my own work and got better results! A total rip off they DO NOT FOLLOW INSTRUCTIONS and all they do is dispute all the items good and bad on the report!

, Illinois
Didn't fix anything and still took money out my account without me saying so.

Swaine T
McDonough, Georgia
I think they mean well. Lexington Law, in my opinion, has grown so large, and with so many clients, it was difficult to get the personalized attention I needed. I canceled my service.

Jeremy B
Austell, Georgia
Hello everyone i would like to introduce my credit business. unlike most credit repair company which just focus on repairing your credit, we also help with credit repair. we will remove any negative item on your credit, we attack all three credit beaus at the same time, you'll start to see results in 45-90 days. we provide a credit attorney for whatever you may need one for, 24/7 access. Now the difference with my business vs others is that we also protect your credit with life lock, as well as many other services to protect you and your family. We also have a program were we provide for the youth, every dime that we make a potion of that goes to our youth program,which provide... Read More

Telaya G
Eden Prairie, Minnesota
It's been 1 full year now at $99/mo. They have managed to completely remove my 15 year mortgage history, leaving my with only 4 years of payments history now (Not good). My score stared about at 665 and a year later is at 639...ouch and with no new delinquent accts to justify! $1,200 and not much too show for it. I'm done. What a total and complete rip off! Don't know how this company is so highly recommended. Don't walk, run!

Steve T
New York, New York
I called Lex law because there are legitimate errors on my credit report that need to be cleansed. After 3 weeks of monitoring my status which remains at 0% complete, I called to find a status where I waited on hold for 30 minutes. When they finally answered they told me they only address one item against 1 credit Bureau at a time every 4 months. They do NOT move to the next credit Bureau unless you formally request them to do so. This was never explained to me during my initial on-boarding in fact during that call it was mentioned that FULL resolution should be estimated within 8 weeks. I'm very disappointed at this level of service, and I now plan to pursue an alternative. If... Read More

Top Rated
Our Partner
9.7 / 10
  • Most Results of Any Credit Repair Law Firm
  • Clients Saw Over 9 Million Negative Items Removed From Their Credit Reports in 2016
  • Have Helped More Than 500,000 Clients With Credit Repair
  • Cancel Anytime