Lexington Law Credit Repair Review

Rating: 9.7 / 10 (Excellent)
68 Customer Comments & Reviews - see all comments
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Lexington Law was one of the first companies to offer credit repair services in the US. With decades of experience in the credit repair industry, Lexington law is able to effectively improve credit scores by removing negative credit items.

Founded by a group of lawyers and credit experts, the law firm was created to address the concerns of consumers who were searching for credit repair services. Since then, Lexington Law has served over half a million clients, helping them to remove millions of negative items on their credit profiles.

Years in Operation

Since 1991

Plan Details


Concord Premier $99.95 initial fee, $99.95 per month

Concord Standard $99.95 initial fee, $79.95 per month

Type of Contract

Month to month

Refund/ Cancellation Policy

Cancel anytime

Online Registration


Phone Registration



  • Credit Repair Organization Act
  • Registered with Attorney General Offices
  • Bonded


To start out you'll need to obtain copies of your credit reports from the three credit bureaus (Equifax, Experian and TransUnion) and submit them to Lexington Law. (They can help you obtain these when you sign up.) Then, there is an online "Dispute Valet" feature that lets you choose which negative items you would like to dispute. Lexington Law representatives are available to assist you in determining this throughout the entire process.

After completing the Dispute Valet service, Lexington Law will send disputes to the different credit bureaus, asking them to supply verified and accurate details about the negative items in question. Credit bureaus have 30 days to investigate disputes and supply you with results and an updated credit report. Upon receiving the report, clients are requested to send it to Lexington Law for evaluation and continue with the dispute process if it remains unresolved in your favor.

Lexington Law features:

  • One simple monthly fee for all services, including communication with credit bureaus, verification requests, and unlimited disputes on questionable credit items
  • Non-confrontational intervention with creditor for customers who are late with payments
  • For very late accounts, creditor intervention that requests full documentation of compliance with consumer protection statutes and credit reporting revisions
  • For charged-offs and collection accounts, demands complete accounting of the listing’s full substantiation or appropriate revision
  • Immediately gathers your credit information upon completion of engagement agreement
  • Trans Union credit monitoring
  • Sends email alerts if there are any changes on your credit reports which could positively or negatively affect your credit score
  • Firm prepared letters for each questionable inquiry you designate
  • Monthly credit score improvement analysis
  • $25,000 Identity theft insurance


Support Services

Lexington Law’s support representatives can be reached via toll-free phone service, email, and online chat. Support is available 24/7.

  • Email
  • Phone
  • Chat support


Lexington Law Summary

Lexington Law is a reliable and experienced credit repair service that can guarantee results. It has helped clients improve their credit scores for more than two decades by using time tested procedures. Along with its credit repair services, Lexington Law also offers identity theft protection to safeguard your credit profile even further. By working with one of the credit repair industry’s most trusted and oldest brands, clients searching for credit repair services or hoping to improve their credit scores can be rest assured that, given enough time, Lexington Law will deliver.      

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68 Customer Comments & Reviews

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Pratt M
Denver, Colorado
Been with Lexington over a year now. Very minimal results made, I have to do a lot of the mailings and despiting on my own, and they don't challenge a whole lot.

Karen D
Enfield, Connecticut
I was totally impressed with Lexington Law. Anyone interested.in their RICA score shouldn't.hesitate to call them. And take advantage of their chatting ability! I would highly recommend.them to family and friends, they were kind and very knowledgeable. Karen in Ct.x

Deda b
Baltimore, Maryland
Lexington is trash!going on 3 months in they have done nothing!I paid off my credit cards which they didn't advise..and my score went up some..waste of time and money for only 5 things on my reports..they have been nooooo help to me..just a extra bill!BAD BAD BAD PEOPLE!!!!IF I COULDVE GAVE THEM NO STARS..I WOULD HAVE

Nate H
North Richland Hills, Texas
I used them in the past. They only went after small balances then told me an item was removed & it wasn't. I was skeptical of these reviews because most people on here with bad credit don't really know how to get through life & that's why their credit is bad in the first place. This company charges too much & takes advantage of ignorant people. I would stay away from this company.

Heather H
Lakeland, Florida
DO NOT GO WITH THESE PEOPLE! I just canceled my membership. They are shady. They don't provide your credit scores (except for Fico.) I asked about this because they "show" positive and negative marks on your report. And that is what they are suppose to go after. They couldn't provide my scores because they do not have an agreement with Experian and Equifax. And they couldn't at this time provide my score for Fico because they didn't have enough information. I asked why other places get an instant score. They said that each company runs the information differently. After thirty minutes of communicating with someone that went by the name of Kyle I asked to have my plan canceled. The price... Read More

Billy J
Newport, Kentucky
They drag out your process to make more $$$. 3 years to get 6 items removed from the debt reports. Cost thousands.

Alexis A
Detroit, Michigan
This company took 600 dollars from me and removed one thing that was the literally smallest item on my list and after I cancelled my subscription I still had to pay the following now that I've been removed from their firm 3months later I just found out there still deducting a monthly fee from my visa, not sure if this is all on purpose our not? But I am not happy with Lexington Law at all, not worth it besides that I can't ever get a hold of anyone at there office I tried every source possible they need help over there, serious help

Lawrenceville, Georgia
Worst company EVER!!! How did you make it to the top10 credit repair companies? I had Lexington Law for 1 year and they removed 2 items from my credit report but my score didn't budge!! I switched to FES Financial Education Services and I got my student loans deleted in 40 days!!! Now that is results. I signed my husband up with FES and his bankruptcy and tax lien was removed in 30 days!!! Not to mention, 11 other services at no additional cost and way less expensive than you guys charge. Lexington Law, ya'll need to step your game up!!! Thank you FES! www.myfes.net/jwilliams64 tell her I sent you!

Churubusco, Indiana
I am very happy i got involved with Lexington Law Ive only been with them goin on 2 months and already things have been getting done and my scores have went up. Pretty awesome place, and they care.

Orlando, Florida
Put in a request for info. they called me multiple times a day until i gave them my debit card info! Then crickets.. Guy was supposed to call me back in a couple hours when my transunion report downloaded and come up with a game plan. Days later no call.. So i called to cancel and the man who answered said they are not an outbound call service. Basically I told him paying 120 bucks a month was too much money if dude cant keep his word and call me like he said he would So glad I cancelled. Cant imagine doing business with someone who cant respect my money!!

Top Rated
Our Partner
9.7 / 10
  • Most Results of Any Credit Repair Law Firm
  • Clients Saw Over 9 Million Negative Items Removed From Their Credit Reports in 2016
  • Have Helped More Than 500,000 Clients With Credit Repair
  • Cancel Anytime