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Lexington Law Credit Repair Review


Rating: 9.7 / 10 (Excellent)
61 Customer Comments & Reviews - see all comments
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Lexington Law was one of the first companies to offer credit repair services in the US. With decades of experience in the credit repair industry, Lexington law is able to effectively improve credit scores by removing negative credit items.

Founded by a group of lawyers and credit experts, the law firm was created to address the concerns of consumers who were searching for credit repair services. Since then, Lexington Law has served over half a million clients, helping them to remove millions of negative items on their credit profiles.

Years in Operation

Since 1991

Plan Details

Pricing

Concord Premier $99.95 initial fee, $99.95 per month

Concord Standard $99.95 initial fee, $79.95 per month

Type of Contract

Month to month

Refund/ Cancellation Policy

Cancel anytime

Online Registration

Yes

Phone Registration

Yes

Licenses

  • Credit Repair Organization Act
  • Registered with Attorney General Offices
  • Bonded

Features

To start out you'll need to obtain copies of your credit reports from the three credit bureaus (Equifax, Experian and TransUnion) and submit them to Lexington Law. (They can help you obtain these when you sign up.) Then, there is an online "Dispute Valet" feature that lets you choose which negative items you would like to dispute. Lexington Law representatives are available to assist you in determining this throughout the entire process.

After completing the Dispute Valet service, Lexington Law will send disputes to the different credit bureaus, asking them to supply verified and accurate details about the negative items in question. Credit bureaus have 30 days to investigate disputes and supply you with results and an updated credit report. Upon receiving the report, clients are requested to send it to Lexington Law for evaluation and continue with the dispute process if it remains unresolved in your favor.

Lexington Law features:

  • One simple monthly fee for all services, including communication with credit bureaus, verification requests, and unlimited disputes on questionable credit items
  • Non-confrontational intervention with creditor for customers who are late with payments
  • For very late accounts, creditor intervention that requests full documentation of compliance with consumer protection statutes and credit reporting revisions
  • For charged-offs and collection accounts, demands complete accounting of the listing’s full substantiation or appropriate revision
  • Immediately gathers your credit information upon completion of engagement agreement
  • Trans Union credit monitoring
  • Sends email alerts if there are any changes on your credit reports which could positively or negatively affect your credit score
  • Firm prepared letters for each questionable inquiry you designate
  • Monthly credit score improvement analysis
  • $25,000 Identity theft insurance

 

Support Services

Lexington Law’s support representatives can be reached via toll-free phone service, email, and online chat. Support is available 24/7.

  • Email
  • Phone
  • Chat support

 

Lexington Law Summary

Lexington Law is a reliable and experienced credit repair service that can guarantee results. It has helped clients improve their credit scores for more than two decades by using time tested procedures. Along with its credit repair services, Lexington Law also offers identity theft protection to safeguard your credit profile even further. By working with one of the credit repair industry’s most trusted and oldest brands, clients searching for credit repair services or hoping to improve their credit scores can be rest assured that, given enough time, Lexington Law will deliver.      


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61 Customer Comments & Reviews

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P
Porsha
11/20/2017
Worst company EVER!!! How did you make it to the top10 credit repair companies? I had Lexington Law for 1 year and they removed 2 items from my credit report but my score didn't budge!! I switched to FES Financial Education Services and I got my student loans deleted in 40 days!!! Now that is results. I signed my husband up with FES and his bankruptcy and tax lien was removed in 30 days!!! Not to mention, 11 other services at no additional cost and way less expensive than you guys charge. Lexington Law, ya'll need to step your game up!!! Thank you FES! www.myfes.net/jwilliams64 tell her I sent you!


T
Toni
Richmond, Indiana
11/16/2017
I am very happy i got involved with Lexington Law Ive only been with them goin on 2 months and already things have been getting done and my scores have went up. Pretty awesome place, and they care.


A
annalisa
Orlando, Florida
11/12/2017
Put in a request for info. they called me multiple times a day until i gave them my debit card info! Then crickets.. Guy was supposed to call me back in a couple hours when my transunion report downloaded and come up with a game plan. Days later no call.. So i called to cancel and the man who answered said they are not an outbound call service. Basically I told him paying 120 bucks a month was too much money if dude cant keep his word and call me like he said he would So glad I cancelled. Cant imagine doing business with someone who cant respect my money!!


Wendy D
Midland, North Carolina
10/13/2017
Worst $800.00 plus dollars ever ripped off 😒I spent $119.00 7 months and I honestly didn't get 1 negative item removed 😨😩they were busting butt on my 76 year old mom's case ,they removed like 20 and we signed up same time 😱😱😱😱heck i even dropped her's down to $59.00 monthly 🏦 bankruptcy still can't get a loan but still 😒, maybe it's because she's elderly 😳 anyway I call tell them I want out ASAP!They say they gonna charge me $49.00 for the 1 week work they claimed to have done😒I honest to God don't believe they did anything but rip me off! So when they tell you well all this BS is they informed me I needed In get a loan to pay my credit cards off, seriously? Really how you gonna get a... Read More


Imma D
New York, New York
10/9/2017
Zack hung up on me. when i tried to get more information before subscribing . Thanks God because i did some research and found this website. they have all the bad reviews in the world why are they number 1???


J
Jason
Carrollton, Texas
10/8/2017
I literally had my CC out to use Lexington Law and then I read the reviews!! I feel horrible for all of you that had a bad experience but I hope it makes you feel better to know I won’t be using hire services because of your reviews!!! Sorry to you all and thanks for taking the time to share your experiences.


Sheila O
Burleson, Texas
9/24/2017
I started with LL, in April 2017 for My daughter and myself. Everything started off fine changes were being seen, Then out of the blue i was being double charged. I complained and the high I.Q.s always out talked me. So we started the slate clean and it all started again. They change your pay dates, don't email your items like they tell you they will do, Everything that's goes wrong is always your fault or your miss understanding of something. I reported them to the BBB, They called still treated me bad, I cancelled my account, Then they cancelled my daughters on there own after promising to make things right. So upset this is no way to treat people that are in need of the help you... Read More


Angela R
Livonia, Michigan
9/10/2017
I signed up for Lexington Law for myself and my husband last month. Everything was going fine, and we both did have several items removed including a bunch of late payments on one of my old auto loans. The problem started when I noticed it was almost time for them to send letters out again and they hadn't updated my credit report on their site. I use a separate credit monitoring service so I uploaded my report and got an email from a rep saying "I'm sure you want to see your credit report results on the site more quickly but just wait, we update all three credit reports monthly. Just be patient and they will show up eventually". Well, I responded back indicating that I didn't want... Read More


J
James
South Lyon, Michigan
8/13/2017
To many bad reviews, I'll pass on Lexington Law. Start treating people right and you will get more Lex.


M
Mssugar48@yahoo.com
Athens, Texas
8/3/2017
I don't know why this company is ranked # 1... what they did for me would have been done over time. I really wasted my money using them for about 6 months Mary



Top Rated
Our Partner
9.7 / 10
  • Most Results of Any Credit Repair Law Firm
  • Clients Saw Over 9 Million Negative Items Removed From Their Credit Reports in 2016
  • Have Helped More Than 500,000 Clients With Credit Repair
  • Cancel Anytime