Credit Saint Credit Repair Review

Rating: 9.6 / 10 (Excellent)
109 Customer Comments & Reviews - see all comments
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Credit Saint specializes in credit repair services for people searching for assistance with their credit profile. It offers three programs to fit individual client needs. Credit Saint’s credit restoration services include free consultation services through its team of professional credit advisors. All programs also come with a money back guarantee in the first 90 days.

We have discovered that dollar for dollar, Credit Saint offers one of the best programs out there.

Plan Details

Pricing – Credit Saint does not charge any fees in advance of its providing its services




Clean Slate

First Work Fee




Monthly Fee





Type of Contract

Month to month

Refund/ Cancellation Policy

Cancel anytime

Online Registration


Phone Registration




Credit Saint offers three programs that are designed to cater to individual credit repair needs. Its Clean Slate program contains an extensive list of credit repair targeted services. It is the most aggressive of the three and gives clients access to escalated information requests. Many companies offer “unlimited disputes” but only end up challenging a maximum of 6 per cycle. Credit Saint’s “Clean Slate” program is unique in the industry as it will challenge every item you believe to be reporting inaccurately with in the first cycle with no limit.

Items Challenged if Reporting Inaccurately

  • Late payments
  • Identity thefts
  • Charged-offs
  • Collections
  • Inquiries
  • Bankruptcies
  • Repossessions
  • Judgments

Credit Saint works in 45 day cycles. Changes on your credit reports are reflected at the end of each cycle. Clients then submit updated credit reports through fax, email or even submit pictures from their smart phones to the company for a progress report update. This report includes inaccurate items that have been removed and pending inaccurate items for dispute. After this, the next cycle of disputes is resumed until all of the inaccurate items are removed from your credit report.

Support Services

Clients are able to reach a credit consultant through a toll-free number. They can also be reached via email and online chat. There is also an online-account page where clients can view the status of inaccurate items removed from their credit reports. This includes a Time Line, Progress Report and Credit Analysis.

Credit Saint Summary

Credit Saint has an extensive list of services that are sure to help people with poor credit scores resulting from inaccurate items appearing on their credit reports. Its 90 day money back guarantee and cancel anytime policy is a testament to the company’s confidence in delivering on its promises. Professional support is readily available through email, phone on online chat. Overall, one of the more dependable we have seen when it comes to credit repair services.


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109 Customer Comments & Reviews

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Perth Amboy, New Jersey
I can't say one bad thing about credit saint.. they have delivered on every thing they said they would I had a 400 something score and within 5 months they got rid of my negative items on my report and now I'm almost at 700.. love these guys for helping me get back on track with my credit

Chris K
Thousand Oaks, California
Credit Saint and its associates were very easy to work with and I had an excellent experience with the process from start to finish. They were able to remove things from my reports that, on my own, I could not resolve through the dispute process directly. They gave great advice on credit choices and were able to resolve 100% of the issues that I came to them with. I would highly recommend them for any credit needs, and their money back guarantee gives you peace of mind. Every time I called in they were available and willing to answer any questions I had.

Lawrence, Massachusetts
At first I was very sceptical about Credit Saint Credit Repair, because I did not think they were going to be so attentive. I had a lot of negative items although old they were affecting my credit. I am amazed of how fast they worked on removing all negative items from my report. I am very pleased with the results. I am now more aware at what affects my credit and how important it is to keep a good credit rapapor. Thank you Credit Saint!

Houston, Texas
Credit saint did a great job I did what they told me to do and they did what they said they would do . Used for 5 months and my credit is very good.

Essence C
Memphis, Tennessee
For the nearly 3 months that I have been with Credit Saint they have gotten removed several items off of all 3 of my credit reports. I had to cancel their service due to financial reasons but I plan to rejoin in a few months. Thanks for the help Credit Saint that you provided!!!

Chris S
Argyle, Texas
The results that I have obtained from Credit Saint have exceeded my wildest dreams. A Chapter 7 Bankruptcy and a $160k judgment as well as numerous past due and charged off credit cards have been entirely deleted from my credit bureau. Justin has gone above and beyond the call of duty in answering any questions or addressing my concerns. He even called my back on a Sunday. My credit scores continue to steadily climb. If you want real results Credit Saint is the answer!

Aaron H
Santa Monica, California
I used Credit Saint Clean Slate services and I couldn't be happier with the results. 2 major aspects to this: #1- the results. They challenged every negative impacting item on all my reports with great success. My credit score went from high 500's and low 600's to high 700's and even over 800 on my TransUnion report. That was a leap on average of 200+ points. I wasn't expecting that fantastic results that quickly. #2- the responsiveness and attention to detail. You receive a timeline of everything they are doing for you. You can see how quickly they turnaround and challenge new credit reports to achieve the results they do. They call you every month to report on changes and to... Read More

Atlanta, Georgia
Great work done FAST! Id reccommend them. I used lexington before this, and was not satisfied with the service or results. Credit Saint blew them out of the water.

Ron R
Tehachapi, California
I signed my wife up with Credit Saint because her credit score was low due mostly to just not having any credit cards or recurring monthly credit payments. She had 3 negative reports that were hanging on and keeping her score low as well. Credit Saint worked on these negatives and had them removed. It does not happen all at once and does not happen in one month but with Credit Saints help and a few months time my wife's score went up gradually and we were able to get into the 2 bdrm home we been working towards for a very long time. My wife and I sacrificed furniture for a home so now we have our dream home but no furniture at all so we wanted to cancel our account with CS for a moment and... Read More

St Louis, Missouri
From the start Credit Saint was very much in tuned with my credit situation. And it showed after the 1st cycle of letters to credit agencies. My TU score jumped by nearly 50 points and my equifax jumped nearly 35 points. While this will not be the norm but trust that they will get results.

Our Partner
9.6 / 10
  • 90-day money back guarantee
  • High Success Rate (over 95% of clients see changes first cycle)
  • A+ BBB Accredited (Difficult to do in this industry)
  • Unlimited Challenges
  • Unique Challenges, No Form Letters Used
  • Expect Results in 45 days or less.
  • Cancel Anytime