Credit Saint Credit Repair Review

Rating: 9.6 / 10 (Excellent)
162 Customer Comments & Reviews - see all comments
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Credit Saint specializes in credit repair services for people searching for assistance with their credit profile. It offers three programs to fit individual client needs. Credit Saint’s credit restoration services include free consultation services through its team of professional credit advisors. All programs also come with a money back guarantee in the first 90 days.

We have discovered that dollar for dollar, Credit Saint offers one of the best programs out there.

Plan Details

Pricing – Credit Saint does not charge any fees in advance of its providing its services




Clean Slate

First Work Fee




Monthly Fee





Type of Contract

Month to month

Refund/ Cancellation Policy

Cancel anytime

Online Registration


Phone Registration




Credit Saint offers three programs that are designed to cater to individual credit repair needs. Its Clean Slate program contains an extensive list of credit repair targeted services. It is the most aggressive of the three and gives clients access to escalated information requests. Many companies offer “unlimited disputes” but only end up challenging a maximum of 6 per cycle. Credit Saint’s “Clean Slate” program is unique in the industry as it will challenge every item you believe to be reporting inaccurately with in the first cycle with no limit.

Items Challenged if Reporting Inaccurately

  • Late payments
  • Identity thefts
  • Charged-offs
  • Collections
  • Inquiries
  • Bankruptcies
  • Repossessions
  • Judgments

Credit Saint works in 45 day cycles. Changes on your credit reports are reflected at the end of each cycle. Clients then submit updated credit reports through fax, email or even submit pictures from their smart phones to the company for a progress report update. This report includes inaccurate items that have been removed and pending inaccurate items for dispute. After this, the next cycle of disputes is resumed until all of the inaccurate items are removed from your credit report.

Support Services

Clients are able to reach a credit consultant through a toll-free number. They can also be reached via email and online chat. There is also an online-account page where clients can view the status of inaccurate items removed from their credit reports. This includes a Time Line, Progress Report and Credit Analysis.

Credit Saint Summary

Credit Saint has an extensive list of services that are sure to help people with poor credit scores resulting from inaccurate items appearing on their credit reports. Its 90 day money back guarantee and cancel anytime policy is a testament to the company’s confidence in delivering on its promises. Professional support is readily available through email, phone on online chat. Overall, one of the more dependable we have seen when it comes to credit repair services.


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162 Customer Comments & Reviews

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Lance M
Belleville, New Jersey
Credit Saint was the answer I needed to help me get control of my credit score and start getting back on track. My score was in the high 500's when I started, which everyone knows is terrible. I had a lot of work to do. I had some really bad marks on my credit and I was actively working to get back on track and get everything in order. Once I started with Credit Saint, the score just started rising within the first cycle. A few months later and I am already in the low 700's. I've gone up over 163 points which is great for me. I am getting better rates for loans and this is really helping me get on track. I would highly recommend them.

Michael M
Belleville, New Jersey
I travel a lot for work and to me having a good credit score allows me to obtain loans that are needed for my small business at a lower interest rate. I saw the billboard for Credit Saint on the parkway over by Elizabeth and I decided to check them out. I gave them a ring and we discussed all the different types of programs they had available. At first, I was skeptical but they told me about their guarantee and that if they couldn't help me, I would get my money back. Well, that wasn't needed as they were able to get a bunch of stuff off of my credit and my score went up a lot in a small amount of time. Within in the first "cycle," as they call it, I was already seeing changes. I'm not... Read More

Amanda A
Lyndhurst, New Jersey
I saw the billboard for Credit Saint while driving up the NJ turnpike and decided to check it out. My credit needed a bit of work, it wasn't terrible but it could use some sprucing up. I did my research on them and then I checked out some of their competitors. I just had a good feeling about them and when I spoke to the people there, they took the time to go through each of my questions and concerns one by one. Also, they have a really good cancellation policy and guarantee. That is what really sold me and I'm glad I did. They were able to bring my score up 30 points in only one cycle. That was really impressed me. I continue to be a loyal client to them now and I keep telling all my... Read More

Isaac R
Belleville, New Jersey
My sister told me about Credit Saint after she used them and I was a little skeptical at first. I had some blemishes on my account that I needed to get removed. Not only was Credit Saint able to remove about 15 blemishes from my account but they did it in about 5 months which helped my credit score by like 65 points. I was able to refinance my car and get a much lower rate which clearly helped me in the long run. They really are saints.

Lorraine. L
Elmwood Park, New Jersey
The staff at Credit Saint is so responsive --- never have to wait for a "return call" My credit score was raised 90 points in six months.

Renton, Washington
been with credit saint for 7 months and started with about 80 negatives on my credit. They called me today to tell me I'm finished. They had run out of things to dispute. My score climbed every month and went from low 500s to mid 700s. I barely paid attention!

Sara W
Paterson, New Jersey
I just want to thank Credit Saint from saving me from high interest rate credit card hell. Now I can get cards with low rates and even a car loan. Thank you Credit Saint.

Carolyn D
New Milford, Connecticut
I took a chance and trusted Ross at Credit saint to help us with our credit issues i even asked are you sure you will do what you say for the money you are asking >? we were ripped off by other Credit Repair services before, Ross at Credit Saint said trust us Carolyn, WELL i will say they deliverded, Plus !! They were always there when i called with a concern or question and i had a time limit for a mortgage i was applying for , they brought my credit from 520 to 670 in months !! They do what they say they will do and then some !! they are Trust worthy !! Credit Saint ROCKS!!

These guys are straight BALLER. My credit wuz shot. total RIP. These cats brought it back from the dead. Up 60 points as of now and I been wit them since April, so a little over 3 months. They get my stamp of approval.

Jorge R
Shirley, Massachusetts
An excellent experience. They are available, and accountable. I didnt feel like I was bothering anyone when I called. I started with about 60 things and my credit was fixed, to the point of having nothing left to dispute, in 5 months. Nothing left. I didnt even realize it until they called me and told me that it was time to cancel. The woman called and told me "no targets remained" in my credit history. I thought "targets" was funny. They are like exterminators for bad credit.

Our Partner
9.6 / 10
  • 90-day money back guarantee
  • High Success Rate (over 95% of clients see changes first cycle)
  • A+ BBB Accredited (Difficult to do in this industry)
  • Unlimited Challenges
  • Unique Challenges, No Form Letters Used
  • Expect Results in 45 days or less.
  • Cancel Anytime